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2/F B室(240號)

in Gallant Court

Kowloon City District · Kowloon

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Crescira AVM · estimated value ● Medium confidence
HK$38.27M
≈ HK$11,467 / ft² saleable · updated 2026-10-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$11.48M, with repayments around HK$129,817/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$122,156
−HK$7,661/mo
▼ 0.25% · 3.875%
HK$125,956
−HK$3,861/mo
Today · 4.125%
HK$129,817
baseline
▲ 0.50% · 4.625%
HK$137,716
+HK$7,899/mo

Deposit HK$11.48M · loan HK$26.79M · min. income ≈ HK$259,634/mo (50% DSR)

Upfront cash ≈ HK$13.11M (deposit + AVD stamp duty HK$1,626,272 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
2/F
Flat
B室(240號)
Saleable Area
3,337 ft²
Gross Area
3,906 ft²
Efficiency
85%
District
Kowloon City District · Kowloon
School net (POA)
34

Transaction History

Date Price Gain / loss
2002-06-20 HK$5.25M +22.1%
2002-04-27 HK$4.30M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mong Kok East
≈ 8 min walk · 599 m
Education
106
schools within 1 km (23 within 500 m)
Daily convenience
33
within 1 km (2 within 500 m)
Health
8
hospitals/clinics within 1 km
Recreation
53
parks, libraries, sports within 1 km

Excellent connectivity — about 8 min walk to Mong Kok East Station (a rail station within an 8-min walk earns this label).

Family-friendly — 106 schools within a 1 km walk.

Everyday convenience — 33 shopping and daily-needs spots nearby.

Healthcare close by — 8 hospitals/clinics within 1 km.

Green space & leisure — 53 parks, libraries and sports venues nearby.

Location

Other appraised units in this building