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Crescira AVM · estimated value Medium confidence
HK$31.46M
≈ HK$13,855 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$9.44M, with repayments around HK$106,745/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$100,446
−HK$6,299/mo
▼ 0.25% · 3.875%
HK$103,570
−HK$3,175/mo
Today · 4.125%
HK$106,745
baseline
▲ 0.50% · 4.625%
HK$113,240
+HK$6,495/mo

Deposit HK$9.44M · loan HK$22.03M · min. income ≈ HK$213,490/mo (50% DSR)

Upfront cash ≈ HK$10.78M (deposit + AVD stamp duty HK$1,337,239 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
11/F
Flat
A
Saleable Area
2,271 ft²
Gross Area
2,600 ft²
Efficiency
87%
District
Kowloon City District · Kowloon
School net (POA)
34

Transaction History

Date Price Gain / loss
2016-12-02 HK$37.00M +90.2%
7.3y · 12.0%/yr
2009-09-03 HK$19.45M +128.8%
2002-09-27 HK$8.50M +0.0%
2002-09-10 HK$8.50M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mong Kok East
≈ 10 min walk · 724 m
Education
103
schools within 1 km (32 within 500 m)
Daily convenience
24
within 1 km (1 within 500 m)
Health
9
hospitals/clinics within 1 km
Recreation
52
parks, libraries, sports within 1 km

Family-friendly — 103 schools within a 1 km walk.

Everyday convenience — 24 shopping and daily-needs spots nearby.

Healthcare close by — 9 hospitals/clinics within 1 km.

Green space & leisure — 52 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com