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At today's rate and a 90% mortgage, the deposit on this unit is about HK$638K, with repayments around HK$27,842/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$638K · loan HK$5.74M · min. income ≈ HK$55,684/mo (50% DSR)
Upfront cash ≈ HK$812K (deposit + AVD stamp duty HK$173,313 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Mong Kok East Station Station.
Family-friendly — 73 schools within a 1 km walk.
Everyday convenience — 91 shopping and daily-needs spots nearby.
Healthcare close by — 10 hospitals/clinics within 1 km.
Green space & leisure — 81 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- C
- Saleable Area
- 560 Saleable ft²
- Gross Area
- 750 ft²
- Efficiency
- 75%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 34
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-04-09 | HK$8.80M | −2.0% 0.9y |
| 2020-05-21 | HK$8.98M | +28.3% 3.1y · 9.0%/yr |
| 2017-04-12 | HK$7.00M | +208.4% 16.6y · 13.0%/yr |
| 2000-08-30 | HK$2.27M | — |