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Crescira AVM · estimated value Medium confidence
HK$10.70M
≈ HK$14,177 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.21M, with repayments around HK$36,312/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$34,169
−HK$2,143/mo
▼ 0.25% · 3.875%
HK$35,232
−HK$1,080/mo
Today · 4.125%
HK$36,312
baseline
▲ 0.50% · 4.625%
HK$38,521
+HK$2,209/mo

Deposit HK$3.21M · loan HK$7.49M · min. income ≈ HK$72,624/mo (50% DSR)

Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$401,378 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
5/F
Flat
C
Saleable Area
755 ft²
Gross Area
1,002 ft²
Efficiency
75%
District
Kowloon City District · Kowloon
School net (POA)
34

Transaction History

Date Price Gain / loss
2018-10-02 HK$14.50M +276.6%
14.0y
2004-10-05 HK$3.85M +2.7%
2004-06-24 HK$3.75M +11.3%
2004-03-23 HK$3.37M −45.4%
1995-12-22 HK$6.17M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sung Wong Toi
≈ 10 min walk · 743 m
Education
110
schools within 1 km (25 within 500 m)
Daily convenience
26
within 1 km (3 within 500 m)
Health
12
hospitals/clinics within 1 km
Recreation
49
parks, libraries, sports within 1 km

Family-friendly — 110 schools within a 1 km walk.

Everyday convenience — 26 shopping and daily-needs spots nearby.

Healthcare close by — 12 hospitals/clinics within 1 km.

Green space & leisure — 49 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com