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Crescira AVM · estimated value Medium confidence
HK$5.04M
≈ HK$11,632 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$504K, with repayments around HK$21,969/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$20,673
−HK$1,296/mo
▼ 0.25% · 3.875%
HK$21,316
−HK$653/mo
Today · 4.125%
HK$21,969
baseline
▲ 0.50% · 4.625%
HK$23,306
+HK$1,337/mo

Deposit HK$504K · loan HK$4.53M · min. income ≈ HK$43,938/mo (50% DSR)

Upfront cash ≈ HK$617K (deposit + AVD stamp duty HK$113,326 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
7/F
Flat
B
Saleable Area
433 ft²
Gross Area
524 ft²
Efficiency
83%
District
Kowloon City District · Kowloon
School net (POA)
34

Transaction History

Date Price Gain / loss
2023-04-06 HK$5.90M +17.3%
6.4y
2016-11-22 HK$5.03M +48.4%
4.6y · 11.0%/yr
2012-04-11 HK$3.39M +104.2%
6.9y
2005-06-13 HK$1.66M +27.7%
2005-02-24 HK$1.30M −48.0%
7.5y
1997-08-21 HK$2.50M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mong Kok East
≈ 4 min walk · 257 m
Education
75
schools within 1 km (15 within 500 m)
Daily convenience
92
within 1 km (35 within 500 m)
Health
8
hospitals/clinics within 1 km
Recreation
78
parks, libraries, sports within 1 km

Excellent connectivity — about 4 min walk to Mong Kok East Station (a rail station within an 8-min walk earns this label).

Family-friendly — 75 schools within a 1 km walk.

Everyday convenience — 92 shopping and daily-needs spots nearby.

Healthcare close by — 8 hospitals/clinics within 1 km.

Green space & leisure — 78 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com