Skip to content
Crescira AVM · estimated value ● Medium confidence
HK$14.02M
≈ HK$13,492 / ft² saleable · updated 2026-10-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$4.21M, with repayments around HK$47,558/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$44,751
−HK$2,807/mo
▼ 0.25% · 3.875%
HK$46,143
−HK$1,415/mo
Today · 4.125%
HK$47,558
baseline
▲ 0.50% · 4.625%
HK$50,451
+HK$2,893/mo

Deposit HK$4.21M · loan HK$9.81M · min. income ≈ HK$95,116/mo (50% DSR)

Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$525,685 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
5/F
Flat
304A號
Saleable Area
1,039 ft²
Gross Area
1,323 ft²
Efficiency
79%
District
Kowloon City District · Kowloon
School net (POA)
34

Transaction History

Date Price Gain / loss
2021-01-04 HK$16.75M +28.1%
6.5y
2014-07-24 HK$13.08M +179.5%
14.7y
1999-11-29 HK$4.68M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sung Wong Toi
≈ 11 min walk · 820 m
Education
109
schools within 1 km (21 within 500 m)
Daily convenience
27
within 1 km (1 within 500 m)
Health
12
hospitals/clinics within 1 km
Recreation
46
parks, libraries, sports within 1 km

Family-friendly — 109 schools within a 1 km walk.

Everyday convenience — 27 shopping and daily-needs spots nearby.

Healthcare close by — 12 hospitals/clinics within 1 km.

Green space & leisure — 46 parks, libraries and sports venues nearby.

Location

Other appraised units in this building