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Crescira AVM · estimated value ● Medium confidence
HK$20.72M
≈ HK$16,225 / ft² saleable · updated 2026-10-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$6.22M, with repayments around HK$70,291/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$66,143
−HK$4,148/mo
▼ 0.25% · 3.875%
HK$68,200
−HK$2,091/mo
Today · 4.125%
HK$70,291
baseline
▲ 0.50% · 4.625%
HK$74,568
+HK$4,277/mo

Deposit HK$6.22M · loan HK$14.50M · min. income ≈ HK$140,582/mo (50% DSR)

Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$821,912 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
30/F
Flat
A
Saleable Area
1,277 ft²
Gross Area
1,852 ft²
Efficiency
69%
District
Kowloon City District · Kowloon
School net (POA)
34

Transaction History

Date Price Gain / loss
2024-10-18 HK$23.00M +12.2%
6.7y
2018-03-06 HK$20.50M +37.8%
4.0y
2014-02-18 HK$14.88M +57.8%
8.0y
2006-02-21 HK$9.43M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mong Kok East
≈ 4 min walk · 310 m
Education
73
schools within 1 km (15 within 500 m)
Daily convenience
91
within 1 km (29 within 500 m)
Health
9
hospitals/clinics within 1 km
Recreation
77
parks, libraries, sports within 1 km

Excellent connectivity — about 4 min walk to Mong Kok East Station (a rail station within an 8-min walk earns this label).

Family-friendly — 73 schools within a 1 km walk.

Everyday convenience — 91 shopping and daily-needs spots nearby.

Healthcare close by — 9 hospitals/clinics within 1 km.

Green space & leisure — 77 parks, libraries and sports venues nearby.

Location

Other appraised units in this building