▼ 0.50% · 3.625%
HK$3,352
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,456
−HK$106/mo
Today · 4.125%
HK$3,562
baseline
▲ 0.50% · 4.625%
HK$3,778
+HK$216/mo
Deposit HK$735K · loan HK$735K · min. income ≈ HK$7,124/mo (50% DSR)
Upfront cash ≈ HK$735K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,729
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,829
−HK$101/mo
Today · 4.125%
HK$3,930
baseline
▲ 0.50% · 4.625%
HK$4,137
+HK$207/mo
Deposit HK$735K · loan HK$735K · min. income ≈ HK$7,860/mo (50% DSR)
Upfront cash ≈ HK$735K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,687
−HK$231/mo
▼ 0.25% · 3.875%
HK$3,801
−HK$117/mo
Today · 4.125%
HK$3,918
baseline
▲ 0.50% · 4.625%
HK$4,156
+HK$238/mo
Deposit HK$661K · loan HK$808K · min. income ≈ HK$7,836/mo (50% DSR)
Upfront cash ≈ HK$662K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,101
−HK$222/mo
▼ 0.25% · 3.875%
HK$4,211
−HK$112/mo
Today · 4.125%
HK$4,323
baseline
▲ 0.50% · 4.625%
HK$4,551
+HK$228/mo
Deposit HK$661K · loan HK$808K · min. income ≈ HK$8,646/mo (50% DSR)
Upfront cash ≈ HK$662K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,022
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,147
−HK$127/mo
Today · 4.125%
HK$4,274
baseline
▲ 0.50% · 4.625%
HK$4,534
+HK$260/mo
Deposit HK$588K · loan HK$882K · min. income ≈ HK$8,548/mo (50% DSR)
Upfront cash ≈ HK$588K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,474
−HK$242/mo
▼ 0.25% · 3.875%
HK$4,594
−HK$122/mo
Today · 4.125%
HK$4,716
baseline
▲ 0.50% · 4.625%
HK$4,965
+HK$249/mo
Deposit HK$588K · loan HK$882K · min. income ≈ HK$9,432/mo (50% DSR)
Upfront cash ≈ HK$588K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,357
−HK$273/mo
▼ 0.25% · 3.875%
HK$4,493
−HK$137/mo
Today · 4.125%
HK$4,630
baseline
▲ 0.50% · 4.625%
HK$4,912
+HK$282/mo
Deposit HK$514K · loan HK$955K · min. income ≈ HK$9,260/mo (50% DSR)
Upfront cash ≈ HK$515K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,847
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,977
−HK$132/mo
Today · 4.125%
HK$5,109
baseline
▲ 0.50% · 4.625%
HK$5,378
+HK$269/mo
Deposit HK$514K · loan HK$955K · min. income ≈ HK$10,218/mo (50% DSR)
Upfront cash ≈ HK$515K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,692
−HK$294/mo
▼ 0.25% · 3.875%
HK$4,838
−HK$148/mo
Today · 4.125%
HK$4,986
baseline
▲ 0.50% · 4.625%
HK$5,290
+HK$304/mo
Deposit HK$441K · loan HK$1.03M · min. income ≈ HK$9,972/mo (50% DSR)
Upfront cash ≈ HK$441K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,220
−HK$282/mo
▼ 0.25% · 3.875%
HK$5,360
−HK$142/mo
Today · 4.125%
HK$5,502
baseline
▲ 0.50% · 4.625%
HK$5,792
+HK$290/mo
Deposit HK$441K · loan HK$1.03M · min. income ≈ HK$11,004/mo (50% DSR)
Upfront cash ≈ HK$441K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,027
−HK$316/mo
▼ 0.25% · 3.875%
HK$5,184
−HK$159/mo
Today · 4.125%
HK$5,343
baseline
▲ 0.50% · 4.625%
HK$5,668
+HK$325/mo
Deposit HK$367K · loan HK$1.10M · min. income ≈ HK$10,686/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,593
−HK$302/mo
▼ 0.25% · 3.875%
HK$5,743
−HK$152/mo
Today · 4.125%
HK$5,895
baseline
▲ 0.50% · 4.625%
HK$6,206
+HK$311/mo
Deposit HK$367K · loan HK$1.10M · min. income ≈ HK$11,790/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,362
−HK$337/mo
▼ 0.25% · 3.875%
HK$5,529
−HK$170/mo
Today · 4.125%
HK$5,699
baseline
▲ 0.50% · 4.625%
HK$6,045
+HK$346/mo
Deposit HK$294K · loan HK$1.18M · min. income ≈ HK$11,398/mo (50% DSR)
Upfront cash ≈ HK$294K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,966
−HK$322/mo
▼ 0.25% · 3.875%
HK$6,126
−HK$162/mo
Today · 4.125%
HK$6,288
baseline
▲ 0.50% · 4.625%
HK$6,619
+HK$331/mo
Deposit HK$294K · loan HK$1.18M · min. income ≈ HK$12,576/mo (50% DSR)
Upfront cash ≈ HK$294K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,698
−HK$357/mo
▼ 0.25% · 3.875%
HK$5,875
−HK$180/mo
Today · 4.125%
HK$6,055
baseline
▲ 0.50% · 4.625%
HK$6,423
+HK$368/mo
Deposit HK$220K · loan HK$1.25M · min. income ≈ HK$12,110/mo (50% DSR)
Upfront cash ≈ HK$221K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,339
−HK$342/mo
▼ 0.25% · 3.875%
HK$6,509
−HK$172/mo
Today · 4.125%
HK$6,681
baseline
▲ 0.50% · 4.625%
HK$7,033
+HK$352/mo
Deposit HK$220K · loan HK$1.25M · min. income ≈ HK$13,362/mo (50% DSR)
Upfront cash ≈ HK$221K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,033
−HK$378/mo
▼ 0.25% · 3.875%
HK$6,220
−HK$191/mo
Today · 4.125%
HK$6,411
baseline
▲ 0.50% · 4.625%
HK$6,801
+HK$390/mo
Deposit HK$147K · loan HK$1.32M · min. income ≈ HK$12,822/mo (50% DSR)
Upfront cash ≈ HK$147K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,711
−HK$363/mo
▼ 0.25% · 3.875%
HK$6,891
−HK$183/mo
Today · 4.125%
HK$7,074
baseline
▲ 0.50% · 4.625%
HK$7,447
+HK$373/mo
Deposit HK$147K · loan HK$1.32M · min. income ≈ HK$14,148/mo (50% DSR)
Upfront cash ≈ HK$147K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).