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At today's rate and a 90% mortgage, the deposit on this unit is about HK$362K, with repayments around HK$15,773/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$362K · loan HK$3.25M · min. income ≈ HK$31,546/mo (50% DSR)
Upfront cash ≈ HK$362K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Sung Wong Toi Station Station.
Family-friendly — 65 schools within a 1 km walk.
Everyday convenience — 35 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 61 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 4/F
- Flat
- 3
- Saleable Area
- 349 Saleable ft²
- Gross Area
- 480 ft²
- Efficiency
- 73%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 34
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-03-26 | HK$4.32M | +0.9% 1.4y · 1.0%/yr |
| 2017-10-25 | HK$4.28M | +131.4% 19.6y · 7.0%/yr |
| 1998-03-23 | HK$1.85M | +6.9% |
| 1997-04-10 | HK$1.73M | +21.8% |
| 1997-03-27 | HK$1.42M | — |