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At today's rate and a 90% mortgage, the deposit on this unit is about HK$384K, with repayments around HK$16,767/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$384K · loan HK$3.46M · min. income ≈ HK$33,534/mo (50% DSR)
Upfront cash ≈ HK$385K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Sung Wong Toi Station Station.
Family-friendly — 60 schools within a 1 km walk.
Everyday convenience — 36 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 58 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- B
- Saleable Area
- 329 Saleable ft²
- Gross Area
- 432 ft²
- Efficiency
- 76%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 34
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2018-02-12 | HK$4.45M | +106.0% 7.0y · 15.0%/yr |
| 2011-02-21 | HK$2.16M | +17.4% |
| 2010-04-15 | HK$1.84M | +34.3% |
| 2009-07-16 | HK$1.37M | +16.1% |
| 2007-02-15 | HK$1.18M | +4.4% |
| 2006-01-11 | HK$1.13M | +46.8% |
| 2003-08-26 | HK$770K | −51.0% |
| 1997-08-20 | HK$1.57M | — |