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At today's rate and a 90% mortgage, the deposit on this unit is about HK$387K, with repayments around HK$16,900/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$387K · loan HK$3.49M · min. income ≈ HK$33,800/mo (50% DSR)
Upfront cash ≈ HK$388K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway To Kwa Wan Station Station.
Family-friendly — 46 schools within a 1 km walk.
Everyday convenience — 33 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 42 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- 5
- Saleable Area
- 335 Saleable ft²
- Gross Area
- 394 ft²
- Efficiency
- 85%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 34
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-07-18 | HK$3.80M | −29.6% 6.9y · −4.0%/yr |
| 2018-08-27 | HK$5.40M | +229.3% 8.6y · 27.0%/yr |
| 2010-02-01 | HK$1.64M | +11.6% |
| 2008-09-10 | HK$1.47M | +5.0% |
| 2008-07-08 | HK$1.40M | — |