▼ 0.50% · 3.625%
HK$4,423
−HK$277/mo
▼ 0.25% · 3.875%
HK$4,561
−HK$139/mo
Today · 4.125%
HK$4,700
baseline
▲ 0.50% · 4.625%
HK$4,986
+HK$286/mo
Deposit HK$970K · loan HK$970K · min. income ≈ HK$9,400/mo (50% DSR)
Upfront cash ≈ HK$970K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,921
−HK$265/mo
▼ 0.25% · 3.875%
HK$5,053
−HK$133/mo
Today · 4.125%
HK$5,186
baseline
▲ 0.50% · 4.625%
HK$5,460
+HK$274/mo
Deposit HK$970K · loan HK$970K · min. income ≈ HK$10,372/mo (50% DSR)
Upfront cash ≈ HK$970K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,865
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,017
−HK$153/mo
Today · 4.125%
HK$5,170
baseline
▲ 0.50% · 4.625%
HK$5,485
+HK$315/mo
Deposit HK$873K · loan HK$1.07M · min. income ≈ HK$10,340/mo (50% DSR)
Upfront cash ≈ HK$873K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,413
−HK$292/mo
▼ 0.25% · 3.875%
HK$5,558
−HK$147/mo
Today · 4.125%
HK$5,705
baseline
▲ 0.50% · 4.625%
HK$6,006
+HK$301/mo
Deposit HK$873K · loan HK$1.07M · min. income ≈ HK$11,410/mo (50% DSR)
Upfront cash ≈ HK$873K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,308
−HK$333/mo
▼ 0.25% · 3.875%
HK$5,473
−HK$168/mo
Today · 4.125%
HK$5,641
baseline
▲ 0.50% · 4.625%
HK$5,984
+HK$343/mo
Deposit HK$776K · loan HK$1.16M · min. income ≈ HK$11,282/mo (50% DSR)
Upfront cash ≈ HK$776K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,905
−HK$319/mo
▼ 0.25% · 3.875%
HK$6,063
−HK$161/mo
Today · 4.125%
HK$6,224
baseline
▲ 0.50% · 4.625%
HK$6,552
+HK$328/mo
Deposit HK$776K · loan HK$1.16M · min. income ≈ HK$12,448/mo (50% DSR)
Upfront cash ≈ HK$776K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,750
−HK$361/mo
▼ 0.25% · 3.875%
HK$5,929
−HK$182/mo
Today · 4.125%
HK$6,111
baseline
▲ 0.50% · 4.625%
HK$6,482
+HK$371/mo
Deposit HK$679K · loan HK$1.26M · min. income ≈ HK$12,222/mo (50% DSR)
Upfront cash ≈ HK$679K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,397
−HK$345/mo
▼ 0.25% · 3.875%
HK$6,568
−HK$174/mo
Today · 4.125%
HK$6,742
baseline
▲ 0.50% · 4.625%
HK$7,098
+HK$356/mo
Deposit HK$679K · loan HK$1.26M · min. income ≈ HK$13,484/mo (50% DSR)
Upfront cash ≈ HK$679K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,192
−HK$389/mo
▼ 0.25% · 3.875%
HK$6,385
−HK$196/mo
Today · 4.125%
HK$6,581
baseline
▲ 0.50% · 4.625%
HK$6,981
+HK$400/mo
Deposit HK$582K · loan HK$1.36M · min. income ≈ HK$13,162/mo (50% DSR)
Upfront cash ≈ HK$582K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,889
−HK$372/mo
▼ 0.25% · 3.875%
HK$7,074
−HK$187/mo
Today · 4.125%
HK$7,261
baseline
▲ 0.50% · 4.625%
HK$7,644
+HK$383/mo
Deposit HK$582K · loan HK$1.36M · min. income ≈ HK$14,522/mo (50% DSR)
Upfront cash ≈ HK$582K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,635
−HK$416/mo
▼ 0.25% · 3.875%
HK$6,841
−HK$210/mo
Today · 4.125%
HK$7,051
baseline
▲ 0.50% · 4.625%
HK$7,480
+HK$429/mo
Deposit HK$485K · loan HK$1.45M · min. income ≈ HK$14,102/mo (50% DSR)
Upfront cash ≈ HK$485K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,381
−HK$399/mo
▼ 0.25% · 3.875%
HK$7,579
−HK$201/mo
Today · 4.125%
HK$7,780
baseline
▲ 0.50% · 4.625%
HK$8,190
+HK$410/mo
Deposit HK$485K · loan HK$1.45M · min. income ≈ HK$15,560/mo (50% DSR)
Upfront cash ≈ HK$485K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,077
−HK$444/mo
▼ 0.25% · 3.875%
HK$7,297
−HK$224/mo
Today · 4.125%
HK$7,521
baseline
▲ 0.50% · 4.625%
HK$7,978
+HK$457/mo
Deposit HK$388K · loan HK$1.55M · min. income ≈ HK$15,042/mo (50% DSR)
Upfront cash ≈ HK$388K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,873
−HK$425/mo
▼ 0.25% · 3.875%
HK$8,084
−HK$214/mo
Today · 4.125%
HK$8,298
baseline
▲ 0.50% · 4.625%
HK$8,736
+HK$438/mo
Deposit HK$388K · loan HK$1.55M · min. income ≈ HK$16,596/mo (50% DSR)
Upfront cash ≈ HK$388K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,519
−HK$472/mo
▼ 0.25% · 3.875%
HK$7,753
−HK$238/mo
Today · 4.125%
HK$7,991
baseline
▲ 0.50% · 4.625%
HK$8,477
+HK$486/mo
Deposit HK$291K · loan HK$1.65M · min. income ≈ HK$15,982/mo (50% DSR)
Upfront cash ≈ HK$291K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,365
−HK$452/mo
▼ 0.25% · 3.875%
HK$8,589
−HK$228/mo
Today · 4.125%
HK$8,817
baseline
▲ 0.50% · 4.625%
HK$9,282
+HK$465/mo
Deposit HK$291K · loan HK$1.65M · min. income ≈ HK$17,634/mo (50% DSR)
Upfront cash ≈ HK$291K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,961
−HK$500/mo
▼ 0.25% · 3.875%
HK$8,209
−HK$252/mo
Today · 4.125%
HK$8,461
baseline
▲ 0.50% · 4.625%
HK$8,976
+HK$515/mo
Deposit HK$194K · loan HK$1.75M · min. income ≈ HK$16,922/mo (50% DSR)
Upfront cash ≈ HK$194K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,857
−HK$479/mo
▼ 0.25% · 3.875%
HK$9,095
−HK$241/mo
Today · 4.125%
HK$9,336
baseline
▲ 0.50% · 4.625%
HK$9,828
+HK$492/mo
Deposit HK$194K · loan HK$1.75M · min. income ≈ HK$18,672/mo (50% DSR)
Upfront cash ≈ HK$194K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).