▼ 0.50% · 3.625%
HK$3,908
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,029
−HK$124/mo
Today · 4.125%
HK$4,153
baseline
▲ 0.50% · 4.625%
HK$4,405
+HK$252/mo
Deposit HK$857K · loan HK$857K · min. income ≈ HK$8,306/mo (50% DSR)
Upfront cash ≈ HK$857K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,347
−HK$235/mo
▼ 0.25% · 3.875%
HK$4,464
−HK$118/mo
Today · 4.125%
HK$4,582
baseline
▲ 0.50% · 4.625%
HK$4,824
+HK$242/mo
Deposit HK$857K · loan HK$857K · min. income ≈ HK$9,164/mo (50% DSR)
Upfront cash ≈ HK$857K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,298
−HK$270/mo
▼ 0.25% · 3.875%
HK$4,432
−HK$136/mo
Today · 4.125%
HK$4,568
baseline
▲ 0.50% · 4.625%
HK$4,846
+HK$278/mo
Deposit HK$771K · loan HK$943K · min. income ≈ HK$9,136/mo (50% DSR)
Upfront cash ≈ HK$771K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,782
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,910
−HK$130/mo
Today · 4.125%
HK$5,040
baseline
▲ 0.50% · 4.625%
HK$5,306
+HK$266/mo
Deposit HK$771K · loan HK$943K · min. income ≈ HK$10,080/mo (50% DSR)
Upfront cash ≈ HK$771K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,689
−HK$294/mo
▼ 0.25% · 3.875%
HK$4,835
−HK$148/mo
Today · 4.125%
HK$4,983
baseline
▲ 0.50% · 4.625%
HK$5,286
+HK$303/mo
Deposit HK$685K · loan HK$1.03M · min. income ≈ HK$9,966/mo (50% DSR)
Upfront cash ≈ HK$686K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,217
−HK$281/mo
▼ 0.25% · 3.875%
HK$5,356
−HK$142/mo
Today · 4.125%
HK$5,498
baseline
▲ 0.50% · 4.625%
HK$5,788
+HK$290/mo
Deposit HK$685K · loan HK$1.03M · min. income ≈ HK$10,996/mo (50% DSR)
Upfront cash ≈ HK$686K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,080
−HK$318/mo
▼ 0.25% · 3.875%
HK$5,238
−HK$160/mo
Today · 4.125%
HK$5,398
baseline
▲ 0.50% · 4.625%
HK$5,727
+HK$329/mo
Deposit HK$600K · loan HK$1.11M · min. income ≈ HK$10,796/mo (50% DSR)
Upfront cash ≈ HK$600K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,651
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,803
−HK$154/mo
Today · 4.125%
HK$5,957
baseline
▲ 0.50% · 4.625%
HK$6,271
+HK$314/mo
Deposit HK$600K · loan HK$1.11M · min. income ≈ HK$11,914/mo (50% DSR)
Upfront cash ≈ HK$600K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,471
−HK$343/mo
▼ 0.25% · 3.875%
HK$5,641
−HK$173/mo
Today · 4.125%
HK$5,814
baseline
▲ 0.50% · 4.625%
HK$6,167
+HK$353/mo
Deposit HK$514K · loan HK$1.20M · min. income ≈ HK$11,628/mo (50% DSR)
Upfront cash ≈ HK$514K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,086
−HK$329/mo
▼ 0.25% · 3.875%
HK$6,249
−HK$166/mo
Today · 4.125%
HK$6,415
baseline
▲ 0.50% · 4.625%
HK$6,753
+HK$338/mo
Deposit HK$514K · loan HK$1.20M · min. income ≈ HK$12,830/mo (50% DSR)
Upfront cash ≈ HK$514K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,861
−HK$368/mo
▼ 0.25% · 3.875%
HK$6,044
−HK$185/mo
Today · 4.125%
HK$6,229
baseline
▲ 0.50% · 4.625%
HK$6,608
+HK$379/mo
Deposit HK$428K · loan HK$1.29M · min. income ≈ HK$12,458/mo (50% DSR)
Upfront cash ≈ HK$429K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,521
−HK$352/mo
▼ 0.25% · 3.875%
HK$6,696
−HK$177/mo
Today · 4.125%
HK$6,873
baseline
▲ 0.50% · 4.625%
HK$7,235
+HK$362/mo
Deposit HK$428K · loan HK$1.29M · min. income ≈ HK$13,746/mo (50% DSR)
Upfront cash ≈ HK$429K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,252
−HK$392/mo
▼ 0.25% · 3.875%
HK$6,447
−HK$197/mo
Today · 4.125%
HK$6,644
baseline
▲ 0.50% · 4.625%
HK$7,048
+HK$404/mo
Deposit HK$343K · loan HK$1.37M · min. income ≈ HK$13,288/mo (50% DSR)
Upfront cash ≈ HK$343K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,955
−HK$376/mo
▼ 0.25% · 3.875%
HK$7,142
−HK$189/mo
Today · 4.125%
HK$7,331
baseline
▲ 0.50% · 4.625%
HK$7,718
+HK$387/mo
Deposit HK$343K · loan HK$1.37M · min. income ≈ HK$14,662/mo (50% DSR)
Upfront cash ≈ HK$343K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,643
−HK$416/mo
▼ 0.25% · 3.875%
HK$6,850
−HK$209/mo
Today · 4.125%
HK$7,059
baseline
▲ 0.50% · 4.625%
HK$7,489
+HK$430/mo
Deposit HK$257K · loan HK$1.46M · min. income ≈ HK$14,118/mo (50% DSR)
Upfront cash ≈ HK$257K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,390
−HK$399/mo
▼ 0.25% · 3.875%
HK$7,588
−HK$201/mo
Today · 4.125%
HK$7,789
baseline
▲ 0.50% · 4.625%
HK$8,200
+HK$411/mo
Deposit HK$257K · loan HK$1.46M · min. income ≈ HK$15,578/mo (50% DSR)
Upfront cash ≈ HK$257K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,034
−HK$441/mo
▼ 0.25% · 3.875%
HK$7,252
−HK$223/mo
Today · 4.125%
HK$7,475
baseline
▲ 0.50% · 4.625%
HK$7,930
+HK$455/mo
Deposit HK$171K · loan HK$1.54M · min. income ≈ HK$14,950/mo (50% DSR)
Upfront cash ≈ HK$171K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,825
−HK$423/mo
▼ 0.25% · 3.875%
HK$8,035
−HK$213/mo
Today · 4.125%
HK$8,248
baseline
▲ 0.50% · 4.625%
HK$8,682
+HK$434/mo
Deposit HK$171K · loan HK$1.54M · min. income ≈ HK$16,496/mo (50% DSR)
Upfront cash ≈ HK$171K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).