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At today's rate and a 90% mortgage, the deposit on this unit is about HK$366K, with repayments around HK$15,975/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$366K · loan HK$3.30M · min. income ≈ HK$31,950/mo (50% DSR)
Upfront cash ≈ HK$366K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway To Kwa Wan Station Station.
Family-friendly — 47 schools within a 1 km walk.
Everyday convenience — 33 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 41 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- 7
- Saleable Area
- 369 Saleable ft²
- Gross Area
- 444 ft²
- Efficiency
- 83%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 34
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-01-19 | HK$5.22M | +56.8% 7.1y · 8.0%/yr |
| 2013-12-20 | HK$3.33M | +51.4% |
| 2011-05-03 | HK$2.20M | +20.2% |
| 2010-05-05 | HK$1.83M | +14.4% |
| 2009-07-17 | HK$1.60M | +35.6% |
| 2006-11-17 | HK$1.18M | +7.3% |
| 2006-10-25 | HK$1.10M | −7.6% |
| 1999-01-19 | HK$1.19M | — |