At today's rate and a 90% mortgage, the deposit on this unit is about HK$287K, with repayments around HK$12,533/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$287K · loan HK$2.59M · min. income ≈ HK$25,066/mo (50% DSR)
Upfront cash ≈ HK$287K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 39 schools within a 1 km walk.
Everyday convenience — 27 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 40 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 8/F
- Flat
- 4號
- Saleable Area
- 480 Saleable ft²
- District
- Kowloon City District · Kowloon
- School net (POA)
- 34
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-11-25 | HK$2.68M | −33.0% 7.6y |
| 2018-03-29 | HK$4.00M | +23.1% 3.0y |
| 2015-04-15 | HK$3.25M | +26.2% 2.8y |
| 2012-06-11 | HK$2.58M | −0.2% 3.7y |
| 2012-06-11 | HK$2.58M | +126.3% |
| 2008-10-13 | HK$1.14M | — |