▼ 0.50% · 3.625%
HK$3,067
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,163
−HK$97/mo
Today · 4.125%
HK$3,260
baseline
▲ 0.50% · 4.625%
HK$3,458
+HK$198/mo
Deposit HK$673K · loan HK$673K · min. income ≈ HK$6,520/mo (50% DSR)
Upfront cash ≈ HK$673K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,412
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,504
−HK$93/mo
Today · 4.125%
HK$3,597
baseline
▲ 0.50% · 4.625%
HK$3,786
+HK$189/mo
Deposit HK$673K · loan HK$673K · min. income ≈ HK$7,194/mo (50% DSR)
Upfront cash ≈ HK$673K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,374
−HK$212/mo
▼ 0.25% · 3.875%
HK$3,479
−HK$107/mo
Today · 4.125%
HK$3,586
baseline
▲ 0.50% · 4.625%
HK$3,804
+HK$218/mo
Deposit HK$605K · loan HK$740K · min. income ≈ HK$7,172/mo (50% DSR)
Upfront cash ≈ HK$605K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,753
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,854
−HK$102/mo
Today · 4.125%
HK$3,956
baseline
▲ 0.50% · 4.625%
HK$4,165
+HK$209/mo
Deposit HK$605K · loan HK$740K · min. income ≈ HK$7,912/mo (50% DSR)
Upfront cash ≈ HK$605K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,681
−HK$230/mo
▼ 0.25% · 3.875%
HK$3,795
−HK$116/mo
Today · 4.125%
HK$3,911
baseline
▲ 0.50% · 4.625%
HK$4,149
+HK$238/mo
Deposit HK$538K · loan HK$807K · min. income ≈ HK$7,822/mo (50% DSR)
Upfront cash ≈ HK$538K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,095
−HK$221/mo
▼ 0.25% · 3.875%
HK$4,205
−HK$111/mo
Today · 4.125%
HK$4,316
baseline
▲ 0.50% · 4.625%
HK$4,543
+HK$227/mo
Deposit HK$538K · loan HK$807K · min. income ≈ HK$8,632/mo (50% DSR)
Upfront cash ≈ HK$538K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,987
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,111
−HK$126/mo
Today · 4.125%
HK$4,237
baseline
▲ 0.50% · 4.625%
HK$4,495
+HK$258/mo
Deposit HK$471K · loan HK$874K · min. income ≈ HK$8,474/mo (50% DSR)
Upfront cash ≈ HK$471K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,436
−HK$240/mo
▼ 0.25% · 3.875%
HK$4,555
−HK$121/mo
Today · 4.125%
HK$4,676
baseline
▲ 0.50% · 4.625%
HK$4,922
+HK$246/mo
Deposit HK$471K · loan HK$874K · min. income ≈ HK$9,352/mo (50% DSR)
Upfront cash ≈ HK$471K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,294
−HK$269/mo
▼ 0.25% · 3.875%
HK$4,428
−HK$135/mo
Today · 4.125%
HK$4,563
baseline
▲ 0.50% · 4.625%
HK$4,841
+HK$278/mo
Deposit HK$404K · loan HK$942K · min. income ≈ HK$9,126/mo (50% DSR)
Upfront cash ≈ HK$404K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,777
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,905
−HK$130/mo
Today · 4.125%
HK$5,035
baseline
▲ 0.50% · 4.625%
HK$5,301
+HK$266/mo
Deposit HK$404K · loan HK$942K · min. income ≈ HK$10,070/mo (50% DSR)
Upfront cash ≈ HK$404K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,601
−HK$288/mo
▼ 0.25% · 3.875%
HK$4,744
−HK$145/mo
Today · 4.125%
HK$4,889
baseline
▲ 0.50% · 4.625%
HK$5,187
+HK$298/mo
Deposit HK$336K · loan HK$1.01M · min. income ≈ HK$9,778/mo (50% DSR)
Upfront cash ≈ HK$336K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,118
−HK$277/mo
▼ 0.25% · 3.875%
HK$5,256
−HK$139/mo
Today · 4.125%
HK$5,395
baseline
▲ 0.50% · 4.625%
HK$5,679
+HK$284/mo
Deposit HK$336K · loan HK$1.01M · min. income ≈ HK$10,790/mo (50% DSR)
Upfront cash ≈ HK$336K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,908
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,060
−HK$155/mo
Today · 4.125%
HK$5,215
baseline
▲ 0.50% · 4.625%
HK$5,533
+HK$318/mo
Deposit HK$269K · loan HK$1.08M · min. income ≈ HK$10,430/mo (50% DSR)
Upfront cash ≈ HK$269K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,460
−HK$295/mo
▼ 0.25% · 3.875%
HK$5,606
−HK$149/mo
Today · 4.125%
HK$5,755
baseline
▲ 0.50% · 4.625%
HK$6,058
+HK$303/mo
Deposit HK$269K · loan HK$1.08M · min. income ≈ HK$11,510/mo (50% DSR)
Upfront cash ≈ HK$269K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,214
−HK$327/mo
▼ 0.25% · 3.875%
HK$5,376
−HK$165/mo
Today · 4.125%
HK$5,541
baseline
▲ 0.50% · 4.625%
HK$5,878
+HK$337/mo
Deposit HK$202K · loan HK$1.14M · min. income ≈ HK$11,082/mo (50% DSR)
Upfront cash ≈ HK$202K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,801
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,956
−HK$158/mo
Today · 4.125%
HK$6,114
baseline
▲ 0.50% · 4.625%
HK$6,437
+HK$323/mo
Deposit HK$202K · loan HK$1.14M · min. income ≈ HK$12,228/mo (50% DSR)
Upfront cash ≈ HK$202K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,521
−HK$346/mo
▼ 0.25% · 3.875%
HK$5,693
−HK$174/mo
Today · 4.125%
HK$5,867
baseline
▲ 0.50% · 4.625%
HK$6,224
+HK$357/mo
Deposit HK$135K · loan HK$1.21M · min. income ≈ HK$11,734/mo (50% DSR)
Upfront cash ≈ HK$135K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,142
−HK$332/mo
▼ 0.25% · 3.875%
HK$6,307
−HK$167/mo
Today · 4.125%
HK$6,474
baseline
▲ 0.50% · 4.625%
HK$6,815
+HK$341/mo
Deposit HK$135K · loan HK$1.21M · min. income ≈ HK$12,948/mo (50% DSR)
Upfront cash ≈ HK$135K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).