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At today's rate and a 90% mortgage, the deposit on this unit is about HK$420K, with repayments around HK$18,322/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$420K · loan HK$3.78M · min. income ≈ HK$36,644/mo (50% DSR)
Upfront cash ≈ HK$460K (deposit + AVD stamp duty HK$40,197 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Ho Man Tin Station.
Family-friendly — 54 schools within a 1 km walk.
Everyday convenience — 58 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 66 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 7/F
- Flat
- B
- Saleable Area
- 385 Saleable ft²
- Gross Area
- 461 ft²
- Efficiency
- 84%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 35
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-12-04 | HK$3.92M | −21.7% 3.2y · −7.0%/yr |
| 2022-09-20 | HK$5.00M | +207.1% 14.0y · 15.0%/yr |
| 2008-09-10 | HK$1.63M | +18.1% |
| 2008-07-03 | HK$1.38M | +6.2% |
| 2008-05-27 | HK$1.30M | +30.0% |
| 2000-12-06 | HK$1.00M | −27.0% |
| 1998-12-31 | HK$1.37M | −18.0% |
| 1996-12-21 | HK$1.67M | — |