▼ 0.50% · 3.625%
HK$15,496
−HK$972/mo
▼ 0.25% · 3.875%
HK$15,978
−HK$490/mo
Today · 4.125%
HK$16,468
baseline
▲ 0.50% · 4.625%
HK$17,470
+HK$1,002/mo
Deposit HK$3.40M · loan HK$3.40M · min. income ≈ HK$32,936/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$203,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,239
−HK$931/mo
▼ 0.25% · 3.875%
HK$17,701
−HK$469/mo
Today · 4.125%
HK$18,170
baseline
▲ 0.50% · 4.625%
HK$19,128
+HK$958/mo
Deposit HK$3.40M · loan HK$3.40M · min. income ≈ HK$36,340/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$203,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,045
−HK$1,069/mo
▼ 0.25% · 3.875%
HK$17,576
−HK$538/mo
Today · 4.125%
HK$18,114
baseline
▲ 0.50% · 4.625%
HK$19,217
+HK$1,103/mo
Deposit HK$3.06M · loan HK$3.74M · min. income ≈ HK$36,228/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$203,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,963
−HK$1,024/mo
▼ 0.25% · 3.875%
HK$19,471
−HK$516/mo
Today · 4.125%
HK$19,987
baseline
▲ 0.50% · 4.625%
HK$21,041
+HK$1,054/mo
Deposit HK$3.06M · loan HK$3.74M · min. income ≈ HK$39,974/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$203,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,595
−HK$1,166/mo
▼ 0.25% · 3.875%
HK$19,173
−HK$588/mo
Today · 4.125%
HK$19,761
baseline
▲ 0.50% · 4.625%
HK$20,964
+HK$1,203/mo
Deposit HK$2.72M · loan HK$4.08M · min. income ≈ HK$39,522/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$203,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,687
−HK$1,117/mo
▼ 0.25% · 3.875%
HK$21,242
−HK$562/mo
Today · 4.125%
HK$21,804
baseline
▲ 0.50% · 4.625%
HK$22,954
+HK$1,150/mo
Deposit HK$2.72M · loan HK$4.08M · min. income ≈ HK$43,608/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$203,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,145
−HK$1,263/mo
▼ 0.25% · 3.875%
HK$20,771
−HK$637/mo
Today · 4.125%
HK$21,408
baseline
▲ 0.50% · 4.625%
HK$22,710
+HK$1,302/mo
Deposit HK$2.38M · loan HK$4.42M · min. income ≈ HK$42,816/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$203,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,411
−HK$1,210/mo
▼ 0.25% · 3.875%
HK$23,012
−HK$609/mo
Today · 4.125%
HK$23,621
baseline
▲ 0.50% · 4.625%
HK$24,867
+HK$1,246/mo
Deposit HK$2.38M · loan HK$4.42M · min. income ≈ HK$47,242/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$203,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,694
−HK$1,361/mo
▼ 0.25% · 3.875%
HK$22,369
−HK$686/mo
Today · 4.125%
HK$23,055
baseline
▲ 0.50% · 4.625%
HK$24,457
+HK$1,402/mo
Deposit HK$2.04M · loan HK$4.76M · min. income ≈ HK$46,110/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$203,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,135
−HK$1,303/mo
▼ 0.25% · 3.875%
HK$24,782
−HK$656/mo
Today · 4.125%
HK$25,438
baseline
▲ 0.50% · 4.625%
HK$26,779
+HK$1,341/mo
Deposit HK$2.04M · loan HK$4.76M · min. income ≈ HK$50,876/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$203,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,244
−HK$1,457/mo
▼ 0.25% · 3.875%
HK$23,967
−HK$734/mo
Today · 4.125%
HK$24,701
baseline
▲ 0.50% · 4.625%
HK$26,204
+HK$1,503/mo
Deposit HK$1.70M · loan HK$5.10M · min. income ≈ HK$49,402/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$203,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,858
−HK$1,398/mo
▼ 0.25% · 3.875%
HK$26,552
−HK$704/mo
Today · 4.125%
HK$27,256
baseline
▲ 0.50% · 4.625%
HK$28,692
+HK$1,436/mo
Deposit HK$1.70M · loan HK$5.10M · min. income ≈ HK$54,512/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$203,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,793
−HK$1,555/mo
▼ 0.25% · 3.875%
HK$25,565
−HK$783/mo
Today · 4.125%
HK$26,348
baseline
▲ 0.50% · 4.625%
HK$27,951
+HK$1,603/mo
Deposit HK$1.36M · loan HK$5.44M · min. income ≈ HK$52,696/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$203,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,582
−HK$1,491/mo
▼ 0.25% · 3.875%
HK$28,322
−HK$751/mo
Today · 4.125%
HK$29,073
baseline
▲ 0.50% · 4.625%
HK$30,605
+HK$1,532/mo
Deposit HK$1.36M · loan HK$5.44M · min. income ≈ HK$58,146/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$203,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,343
−HK$1,652/mo
▼ 0.25% · 3.875%
HK$27,162
−HK$833/mo
Today · 4.125%
HK$27,995
baseline
▲ 0.50% · 4.625%
HK$29,698
+HK$1,703/mo
Deposit HK$1.02M · loan HK$5.78M · min. income ≈ HK$55,990/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$203,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,306
−HK$1,584/mo
▼ 0.25% · 3.875%
HK$30,092
−HK$798/mo
Today · 4.125%
HK$30,890
baseline
▲ 0.50% · 4.625%
HK$32,518
+HK$1,628/mo
Deposit HK$1.02M · loan HK$5.78M · min. income ≈ HK$61,780/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$203,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,893
−HK$1,749/mo
▼ 0.25% · 3.875%
HK$28,760
−HK$882/mo
Today · 4.125%
HK$29,642
baseline
▲ 0.50% · 4.625%
HK$31,445
+HK$1,803/mo
Deposit HK$680K · loan HK$6.12M · min. income ≈ HK$59,284/mo (50% DSR)
Upfront cash ≈ HK$883K (deposit + AVD stamp duty HK$203,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,030
−HK$1,677/mo
▼ 0.25% · 3.875%
HK$31,862
−HK$845/mo
Today · 4.125%
HK$32,707
baseline
▲ 0.50% · 4.625%
HK$34,431
+HK$1,724/mo
Deposit HK$680K · loan HK$6.12M · min. income ≈ HK$65,414/mo (50% DSR)
Upfront cash ≈ HK$883K (deposit + AVD stamp duty HK$203,870 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).