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At today's rate and a 90% mortgage, the deposit on this unit is about HK$279K, with repayments around HK$12,181/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$279K · loan HK$2.51M · min. income ≈ HK$24,362/mo (50% DSR)
Upfront cash ≈ HK$279K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Sung Wong Toi Station Station.
Family-friendly — 62 schools within a 1 km walk.
Everyday convenience — 35 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 56 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 9/F
- Flat
- 22
- Saleable Area
- 319 Saleable ft²
- Gross Area
- 385 ft²
- Efficiency
- 83%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 34
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-04-01 | HK$2.80M | −33.0% 2.7y · −12.0%/yr |
| 2022-07-20 | HK$4.18M | +0.0% 3.0y · 0.0%/yr |
| 2019-07-03 | HK$4.18M | +770.8% 14.9y · 52.0%/yr |
| 2004-08-24 | HK$480K | — |