▼ 0.50% · 3.625%
HK$2,643
−HK$166/mo
▼ 0.25% · 3.875%
HK$2,725
−HK$84/mo
Today · 4.125%
HK$2,809
baseline
▲ 0.50% · 4.625%
HK$2,980
+HK$171/mo
Deposit HK$580K · loan HK$580K · min. income ≈ HK$5,618/mo (50% DSR)
Upfront cash ≈ HK$580K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,941
−HK$158/mo
▼ 0.25% · 3.875%
HK$3,019
−HK$80/mo
Today · 4.125%
HK$3,099
baseline
▲ 0.50% · 4.625%
HK$3,263
+HK$164/mo
Deposit HK$580K · loan HK$580K · min. income ≈ HK$6,198/mo (50% DSR)
Upfront cash ≈ HK$580K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,908
−HK$182/mo
▼ 0.25% · 3.875%
HK$2,998
−HK$92/mo
Today · 4.125%
HK$3,090
baseline
▲ 0.50% · 4.625%
HK$3,278
+HK$188/mo
Deposit HK$522K · loan HK$638K · min. income ≈ HK$6,180/mo (50% DSR)
Upfront cash ≈ HK$522K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,235
−HK$174/mo
▼ 0.25% · 3.875%
HK$3,321
−HK$88/mo
Today · 4.125%
HK$3,409
baseline
▲ 0.50% · 4.625%
HK$3,589
+HK$180/mo
Deposit HK$522K · loan HK$638K · min. income ≈ HK$6,818/mo (50% DSR)
Upfront cash ≈ HK$522K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,172
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,270
−HK$101/mo
Today · 4.125%
HK$3,371
baseline
▲ 0.50% · 4.625%
HK$3,576
+HK$205/mo
Deposit HK$464K · loan HK$695K · min. income ≈ HK$6,742/mo (50% DSR)
Upfront cash ≈ HK$464K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,529
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,623
−HK$96/mo
Today · 4.125%
HK$3,719
baseline
▲ 0.50% · 4.625%
HK$3,915
+HK$196/mo
Deposit HK$464K · loan HK$695K · min. income ≈ HK$7,438/mo (50% DSR)
Upfront cash ≈ HK$464K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,436
−HK$216/mo
▼ 0.25% · 3.875%
HK$3,543
−HK$109/mo
Today · 4.125%
HK$3,652
baseline
▲ 0.50% · 4.625%
HK$3,874
+HK$222/mo
Deposit HK$406K · loan HK$753K · min. income ≈ HK$7,304/mo (50% DSR)
Upfront cash ≈ HK$406K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,823
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,925
−HK$104/mo
Today · 4.125%
HK$4,029
baseline
▲ 0.50% · 4.625%
HK$4,242
+HK$213/mo
Deposit HK$406K · loan HK$753K · min. income ≈ HK$8,058/mo (50% DSR)
Upfront cash ≈ HK$406K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,700
−HK$233/mo
▼ 0.25% · 3.875%
HK$3,816
−HK$117/mo
Today · 4.125%
HK$3,933
baseline
▲ 0.50% · 4.625%
HK$4,172
+HK$239/mo
Deposit HK$348K · loan HK$811K · min. income ≈ HK$7,866/mo (50% DSR)
Upfront cash ≈ HK$348K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,117
−HK$222/mo
▼ 0.25% · 3.875%
HK$4,227
−HK$112/mo
Today · 4.125%
HK$4,339
baseline
▲ 0.50% · 4.625%
HK$4,568
+HK$229/mo
Deposit HK$348K · loan HK$811K · min. income ≈ HK$8,678/mo (50% DSR)
Upfront cash ≈ HK$348K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,965
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,088
−HK$125/mo
Today · 4.125%
HK$4,213
baseline
▲ 0.50% · 4.625%
HK$4,470
+HK$257/mo
Deposit HK$290K · loan HK$869K · min. income ≈ HK$8,426/mo (50% DSR)
Upfront cash ≈ HK$290K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,411
−HK$238/mo
▼ 0.25% · 3.875%
HK$4,529
−HK$120/mo
Today · 4.125%
HK$4,649
baseline
▲ 0.50% · 4.625%
HK$4,894
+HK$245/mo
Deposit HK$290K · loan HK$869K · min. income ≈ HK$9,298/mo (50% DSR)
Upfront cash ≈ HK$290K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,229
−HK$265/mo
▼ 0.25% · 3.875%
HK$4,361
−HK$133/mo
Today · 4.125%
HK$4,494
baseline
▲ 0.50% · 4.625%
HK$4,768
+HK$274/mo
Deposit HK$232K · loan HK$927K · min. income ≈ HK$8,988/mo (50% DSR)
Upfront cash ≈ HK$232K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,705
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,831
−HK$128/mo
Today · 4.125%
HK$4,959
baseline
▲ 0.50% · 4.625%
HK$5,220
+HK$261/mo
Deposit HK$232K · loan HK$927K · min. income ≈ HK$9,918/mo (50% DSR)
Upfront cash ≈ HK$232K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,493
−HK$282/mo
▼ 0.25% · 3.875%
HK$4,633
−HK$142/mo
Today · 4.125%
HK$4,775
baseline
▲ 0.50% · 4.625%
HK$5,066
+HK$291/mo
Deposit HK$174K · loan HK$985K · min. income ≈ HK$9,550/mo (50% DSR)
Upfront cash ≈ HK$174K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,999
−HK$270/mo
▼ 0.25% · 3.875%
HK$5,133
−HK$136/mo
Today · 4.125%
HK$5,269
baseline
▲ 0.50% · 4.625%
HK$5,547
+HK$278/mo
Deposit HK$174K · loan HK$985K · min. income ≈ HK$10,538/mo (50% DSR)
Upfront cash ≈ HK$174K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,758
−HK$298/mo
▼ 0.25% · 3.875%
HK$4,906
−HK$150/mo
Today · 4.125%
HK$5,056
baseline
▲ 0.50% · 4.625%
HK$5,364
+HK$308/mo
Deposit HK$116K · loan HK$1.04M · min. income ≈ HK$10,112/mo (50% DSR)
Upfront cash ≈ HK$116K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,293
−HK$286/mo
▼ 0.25% · 3.875%
HK$5,435
−HK$144/mo
Today · 4.125%
HK$5,579
baseline
▲ 0.50% · 4.625%
HK$5,873
+HK$294/mo
Deposit HK$116K · loan HK$1.04M · min. income ≈ HK$11,158/mo (50% DSR)
Upfront cash ≈ HK$116K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).