▼ 0.50% · 3.625%
HK$1,690
−HK$105/mo
▼ 0.25% · 3.875%
HK$1,742
−HK$53/mo
Today · 4.125%
HK$1,795
baseline
▲ 0.50% · 4.625%
HK$1,905
+HK$110/mo
Deposit HK$370K · loan HK$370K · min. income ≈ HK$3,590/mo (50% DSR)
Upfront cash ≈ HK$371K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,880
−HK$101/mo
▼ 0.25% · 3.875%
HK$1,930
−HK$51/mo
Today · 4.125%
HK$1,981
baseline
▲ 0.50% · 4.625%
HK$2,086
+HK$105/mo
Deposit HK$370K · loan HK$370K · min. income ≈ HK$3,962/mo (50% DSR)
Upfront cash ≈ HK$371K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,858
−HK$117/mo
▼ 0.25% · 3.875%
HK$1,916
−HK$59/mo
Today · 4.125%
HK$1,975
baseline
▲ 0.50% · 4.625%
HK$2,095
+HK$120/mo
Deposit HK$333K · loan HK$408K · min. income ≈ HK$3,950/mo (50% DSR)
Upfront cash ≈ HK$334K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,068
−HK$111/mo
▼ 0.25% · 3.875%
HK$2,123
−HK$56/mo
Today · 4.125%
HK$2,179
baseline
▲ 0.50% · 4.625%
HK$2,294
+HK$115/mo
Deposit HK$333K · loan HK$408K · min. income ≈ HK$4,358/mo (50% DSR)
Upfront cash ≈ HK$334K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,027
−HK$128/mo
▼ 0.25% · 3.875%
HK$2,090
−HK$65/mo
Today · 4.125%
HK$2,155
baseline
▲ 0.50% · 4.625%
HK$2,286
+HK$131/mo
Deposit HK$296K · loan HK$445K · min. income ≈ HK$4,310/mo (50% DSR)
Upfront cash ≈ HK$296K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,255
−HK$122/mo
▼ 0.25% · 3.875%
HK$2,316
−HK$61/mo
Today · 4.125%
HK$2,377
baseline
▲ 0.50% · 4.625%
HK$2,503
+HK$126/mo
Deposit HK$296K · loan HK$445K · min. income ≈ HK$4,754/mo (50% DSR)
Upfront cash ≈ HK$296K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,196
−HK$138/mo
▼ 0.25% · 3.875%
HK$2,265
−HK$69/mo
Today · 4.125%
HK$2,334
baseline
▲ 0.50% · 4.625%
HK$2,476
+HK$142/mo
Deposit HK$259K · loan HK$482K · min. income ≈ HK$4,668/mo (50% DSR)
Upfront cash ≈ HK$259K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,443
−HK$132/mo
▼ 0.25% · 3.875%
HK$2,509
−HK$66/mo
Today · 4.125%
HK$2,575
baseline
▲ 0.50% · 4.625%
HK$2,711
+HK$136/mo
Deposit HK$259K · loan HK$482K · min. income ≈ HK$5,150/mo (50% DSR)
Upfront cash ≈ HK$259K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,365
−HK$149/mo
▼ 0.25% · 3.875%
HK$2,439
−HK$75/mo
Today · 4.125%
HK$2,514
baseline
▲ 0.50% · 4.625%
HK$2,667
+HK$153/mo
Deposit HK$222K · loan HK$519K · min. income ≈ HK$5,028/mo (50% DSR)
Upfront cash ≈ HK$222K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,631
−HK$143/mo
▼ 0.25% · 3.875%
HK$2,702
−HK$72/mo
Today · 4.125%
HK$2,774
baseline
▲ 0.50% · 4.625%
HK$2,920
+HK$146/mo
Deposit HK$222K · loan HK$519K · min. income ≈ HK$5,548/mo (50% DSR)
Upfront cash ≈ HK$222K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,534
−HK$159/mo
▼ 0.25% · 3.875%
HK$2,613
−HK$80/mo
Today · 4.125%
HK$2,693
baseline
▲ 0.50% · 4.625%
HK$2,857
+HK$164/mo
Deposit HK$185K · loan HK$556K · min. income ≈ HK$5,386/mo (50% DSR)
Upfront cash ≈ HK$185K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,819
−HK$153/mo
▼ 0.25% · 3.875%
HK$2,895
−HK$77/mo
Today · 4.125%
HK$2,972
baseline
▲ 0.50% · 4.625%
HK$3,128
+HK$156/mo
Deposit HK$185K · loan HK$556K · min. income ≈ HK$5,944/mo (50% DSR)
Upfront cash ≈ HK$185K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,703
−HK$170/mo
▼ 0.25% · 3.875%
HK$2,787
−HK$86/mo
Today · 4.125%
HK$2,873
baseline
▲ 0.50% · 4.625%
HK$3,048
+HK$175/mo
Deposit HK$148K · loan HK$593K · min. income ≈ HK$5,746/mo (50% DSR)
Upfront cash ≈ HK$148K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,007
−HK$163/mo
▼ 0.25% · 3.875%
HK$3,088
−HK$82/mo
Today · 4.125%
HK$3,170
baseline
▲ 0.50% · 4.625%
HK$3,337
+HK$167/mo
Deposit HK$148K · loan HK$593K · min. income ≈ HK$6,340/mo (50% DSR)
Upfront cash ≈ HK$148K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,872
−HK$180/mo
▼ 0.25% · 3.875%
HK$2,962
−HK$90/mo
Today · 4.125%
HK$3,052
baseline
▲ 0.50% · 4.625%
HK$3,238
+HK$186/mo
Deposit HK$111K · loan HK$630K · min. income ≈ HK$6,104/mo (50% DSR)
Upfront cash ≈ HK$111K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,195
−HK$173/mo
▼ 0.25% · 3.875%
HK$3,281
−HK$87/mo
Today · 4.125%
HK$3,368
baseline
▲ 0.50% · 4.625%
HK$3,545
+HK$177/mo
Deposit HK$111K · loan HK$630K · min. income ≈ HK$6,736/mo (50% DSR)
Upfront cash ≈ HK$111K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,041
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,136
−HK$96/mo
Today · 4.125%
HK$3,232
baseline
▲ 0.50% · 4.625%
HK$3,428
+HK$196/mo
Deposit HK$74K · loan HK$667K · min. income ≈ HK$6,464/mo (50% DSR)
Upfront cash ≈ HK$74K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,383
−HK$183/mo
▼ 0.25% · 3.875%
HK$3,474
−HK$92/mo
Today · 4.125%
HK$3,566
baseline
▲ 0.50% · 4.625%
HK$3,754
+HK$188/mo
Deposit HK$74K · loan HK$667K · min. income ≈ HK$7,132/mo (50% DSR)
Upfront cash ≈ HK$74K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).