▼ 0.50% · 3.625%
HK$3,697
−HK$232/mo
▼ 0.25% · 3.875%
HK$3,812
−HK$117/mo
Today · 4.125%
HK$3,929
baseline
▲ 0.50% · 4.625%
HK$4,168
+HK$239/mo
Deposit HK$811K · loan HK$811K · min. income ≈ HK$7,858/mo (50% DSR)
Upfront cash ≈ HK$811K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,113
−HK$222/mo
▼ 0.25% · 3.875%
HK$4,223
−HK$112/mo
Today · 4.125%
HK$4,335
baseline
▲ 0.50% · 4.625%
HK$4,564
+HK$229/mo
Deposit HK$811K · loan HK$811K · min. income ≈ HK$8,670/mo (50% DSR)
Upfront cash ≈ HK$811K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,067
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,193
−HK$129/mo
Today · 4.125%
HK$4,322
baseline
▲ 0.50% · 4.625%
HK$4,585
+HK$263/mo
Deposit HK$730K · loan HK$892K · min. income ≈ HK$8,644/mo (50% DSR)
Upfront cash ≈ HK$730K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,524
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,646
−HK$123/mo
Today · 4.125%
HK$4,769
baseline
▲ 0.50% · 4.625%
HK$5,020
+HK$251/mo
Deposit HK$730K · loan HK$892K · min. income ≈ HK$9,538/mo (50% DSR)
Upfront cash ≈ HK$730K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,436
−HK$279/mo
▼ 0.25% · 3.875%
HK$4,574
−HK$141/mo
Today · 4.125%
HK$4,715
baseline
▲ 0.50% · 4.625%
HK$5,002
+HK$287/mo
Deposit HK$649K · loan HK$973K · min. income ≈ HK$9,430/mo (50% DSR)
Upfront cash ≈ HK$649K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,935
−HK$267/mo
▼ 0.25% · 3.875%
HK$5,068
−HK$134/mo
Today · 4.125%
HK$5,202
baseline
▲ 0.50% · 4.625%
HK$5,476
+HK$274/mo
Deposit HK$649K · loan HK$973K · min. income ≈ HK$10,404/mo (50% DSR)
Upfront cash ≈ HK$649K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,806
−HK$302/mo
▼ 0.25% · 3.875%
HK$4,956
−HK$152/mo
Today · 4.125%
HK$5,108
baseline
▲ 0.50% · 4.625%
HK$5,418
+HK$310/mo
Deposit HK$567K · loan HK$1.05M · min. income ≈ HK$10,216/mo (50% DSR)
Upfront cash ≈ HK$568K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,347
−HK$289/mo
▼ 0.25% · 3.875%
HK$5,490
−HK$146/mo
Today · 4.125%
HK$5,636
baseline
▲ 0.50% · 4.625%
HK$5,933
+HK$297/mo
Deposit HK$567K · loan HK$1.05M · min. income ≈ HK$11,272/mo (50% DSR)
Upfront cash ≈ HK$568K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,176
−HK$324/mo
▼ 0.25% · 3.875%
HK$5,337
−HK$163/mo
Today · 4.125%
HK$5,500
baseline
▲ 0.50% · 4.625%
HK$5,835
+HK$335/mo
Deposit HK$486K · loan HK$1.13M · min. income ≈ HK$11,000/mo (50% DSR)
Upfront cash ≈ HK$486K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,758
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,912
−HK$157/mo
Today · 4.125%
HK$6,069
baseline
▲ 0.50% · 4.625%
HK$6,389
+HK$320/mo
Deposit HK$486K · loan HK$1.13M · min. income ≈ HK$12,138/mo (50% DSR)
Upfront cash ≈ HK$486K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,546
−HK$347/mo
▼ 0.25% · 3.875%
HK$5,718
−HK$175/mo
Today · 4.125%
HK$5,893
baseline
▲ 0.50% · 4.625%
HK$6,252
+HK$359/mo
Deposit HK$405K · loan HK$1.22M · min. income ≈ HK$11,786/mo (50% DSR)
Upfront cash ≈ HK$405K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,169
−HK$334/mo
▼ 0.25% · 3.875%
HK$6,335
−HK$168/mo
Today · 4.125%
HK$6,503
baseline
▲ 0.50% · 4.625%
HK$6,845
+HK$342/mo
Deposit HK$405K · loan HK$1.22M · min. income ≈ HK$13,006/mo (50% DSR)
Upfront cash ≈ HK$405K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,915
−HK$371/mo
▼ 0.25% · 3.875%
HK$6,099
−HK$187/mo
Today · 4.125%
HK$6,286
baseline
▲ 0.50% · 4.625%
HK$6,669
+HK$383/mo
Deposit HK$324K · loan HK$1.30M · min. income ≈ HK$12,572/mo (50% DSR)
Upfront cash ≈ HK$324K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,581
−HK$355/mo
▼ 0.25% · 3.875%
HK$6,757
−HK$179/mo
Today · 4.125%
HK$6,936
baseline
▲ 0.50% · 4.625%
HK$7,302
+HK$366/mo
Deposit HK$324K · loan HK$1.30M · min. income ≈ HK$13,872/mo (50% DSR)
Upfront cash ≈ HK$324K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,285
−HK$394/mo
▼ 0.25% · 3.875%
HK$6,480
−HK$199/mo
Today · 4.125%
HK$6,679
baseline
▲ 0.50% · 4.625%
HK$7,085
+HK$406/mo
Deposit HK$243K · loan HK$1.38M · min. income ≈ HK$13,358/mo (50% DSR)
Upfront cash ≈ HK$243K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,992
−HK$378/mo
▼ 0.25% · 3.875%
HK$7,179
−HK$191/mo
Today · 4.125%
HK$7,370
baseline
▲ 0.50% · 4.625%
HK$7,758
+HK$388/mo
Deposit HK$243K · loan HK$1.38M · min. income ≈ HK$14,740/mo (50% DSR)
Upfront cash ≈ HK$243K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,655
−HK$417/mo
▼ 0.25% · 3.875%
HK$6,862
−HK$210/mo
Today · 4.125%
HK$7,072
baseline
▲ 0.50% · 4.625%
HK$7,502
+HK$430/mo
Deposit HK$162K · loan HK$1.46M · min. income ≈ HK$14,144/mo (50% DSR)
Upfront cash ≈ HK$162K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,403
−HK$400/mo
▼ 0.25% · 3.875%
HK$7,602
−HK$201/mo
Today · 4.125%
HK$7,803
baseline
▲ 0.50% · 4.625%
HK$8,215
+HK$412/mo
Deposit HK$162K · loan HK$1.46M · min. income ≈ HK$15,606/mo (50% DSR)
Upfront cash ≈ HK$162K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).