▼ 0.50% · 3.625%
HK$2,420
−HK$152/mo
▼ 0.25% · 3.875%
HK$2,496
−HK$76/mo
Today · 4.125%
HK$2,572
baseline
▲ 0.50% · 4.625%
HK$2,729
+HK$157/mo
Deposit HK$531K · loan HK$531K · min. income ≈ HK$5,144/mo (50% DSR)
Upfront cash ≈ HK$531K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,693
−HK$145/mo
▼ 0.25% · 3.875%
HK$2,765
−HK$73/mo
Today · 4.125%
HK$2,838
baseline
▲ 0.50% · 4.625%
HK$2,988
+HK$150/mo
Deposit HK$531K · loan HK$531K · min. income ≈ HK$5,676/mo (50% DSR)
Upfront cash ≈ HK$531K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,662
−HK$167/mo
▼ 0.25% · 3.875%
HK$2,745
−HK$84/mo
Today · 4.125%
HK$2,829
baseline
▲ 0.50% · 4.625%
HK$3,002
+HK$173/mo
Deposit HK$478K · loan HK$584K · min. income ≈ HK$5,658/mo (50% DSR)
Upfront cash ≈ HK$478K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,962
−HK$160/mo
▼ 0.25% · 3.875%
HK$3,041
−HK$81/mo
Today · 4.125%
HK$3,122
baseline
▲ 0.50% · 4.625%
HK$3,287
+HK$165/mo
Deposit HK$478K · loan HK$584K · min. income ≈ HK$6,244/mo (50% DSR)
Upfront cash ≈ HK$478K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,905
−HK$182/mo
▼ 0.25% · 3.875%
HK$2,995
−HK$92/mo
Today · 4.125%
HK$3,087
baseline
▲ 0.50% · 4.625%
HK$3,274
+HK$187/mo
Deposit HK$425K · loan HK$637K · min. income ≈ HK$6,174/mo (50% DSR)
Upfront cash ≈ HK$425K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,231
−HK$175/mo
▼ 0.25% · 3.875%
HK$3,318
−HK$88/mo
Today · 4.125%
HK$3,406
baseline
▲ 0.50% · 4.625%
HK$3,585
+HK$179/mo
Deposit HK$425K · loan HK$637K · min. income ≈ HK$6,812/mo (50% DSR)
Upfront cash ≈ HK$425K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,147
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,244
−HK$100/mo
Today · 4.125%
HK$3,344
baseline
▲ 0.50% · 4.625%
HK$3,547
+HK$203/mo
Deposit HK$372K · loan HK$690K · min. income ≈ HK$6,688/mo (50% DSR)
Upfront cash ≈ HK$372K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,500
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,594
−HK$96/mo
Today · 4.125%
HK$3,690
baseline
▲ 0.50% · 4.625%
HK$3,884
+HK$194/mo
Deposit HK$372K · loan HK$690K · min. income ≈ HK$7,380/mo (50% DSR)
Upfront cash ≈ HK$372K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,389
−HK$212/mo
▼ 0.25% · 3.875%
HK$3,494
−HK$107/mo
Today · 4.125%
HK$3,601
baseline
▲ 0.50% · 4.625%
HK$3,820
+HK$219/mo
Deposit HK$318K · loan HK$743K · min. income ≈ HK$7,202/mo (50% DSR)
Upfront cash ≈ HK$319K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,770
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,871
−HK$102/mo
Today · 4.125%
HK$3,973
baseline
▲ 0.50% · 4.625%
HK$4,183
+HK$210/mo
Deposit HK$318K · loan HK$743K · min. income ≈ HK$7,946/mo (50% DSR)
Upfront cash ≈ HK$319K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,631
−HK$227/mo
▼ 0.25% · 3.875%
HK$3,744
−HK$114/mo
Today · 4.125%
HK$3,858
baseline
▲ 0.50% · 4.625%
HK$4,093
+HK$235/mo
Deposit HK$265K · loan HK$796K · min. income ≈ HK$7,716/mo (50% DSR)
Upfront cash ≈ HK$265K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,039
−HK$218/mo
▼ 0.25% · 3.875%
HK$4,147
−HK$110/mo
Today · 4.125%
HK$4,257
baseline
▲ 0.50% · 4.625%
HK$4,482
+HK$225/mo
Deposit HK$265K · loan HK$796K · min. income ≈ HK$8,514/mo (50% DSR)
Upfront cash ≈ HK$265K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,873
−HK$243/mo
▼ 0.25% · 3.875%
HK$3,993
−HK$123/mo
Today · 4.125%
HK$4,116
baseline
▲ 0.50% · 4.625%
HK$4,366
+HK$250/mo
Deposit HK$212K · loan HK$849K · min. income ≈ HK$8,232/mo (50% DSR)
Upfront cash ≈ HK$212K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,308
−HK$233/mo
▼ 0.25% · 3.875%
HK$4,424
−HK$117/mo
Today · 4.125%
HK$4,541
baseline
▲ 0.50% · 4.625%
HK$4,780
+HK$239/mo
Deposit HK$212K · loan HK$849K · min. income ≈ HK$9,082/mo (50% DSR)
Upfront cash ≈ HK$212K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,115
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,243
−HK$130/mo
Today · 4.125%
HK$4,373
baseline
▲ 0.50% · 4.625%
HK$4,639
+HK$266/mo
Deposit HK$159K · loan HK$902K · min. income ≈ HK$8,746/mo (50% DSR)
Upfront cash ≈ HK$159K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,578
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,700
−HK$125/mo
Today · 4.125%
HK$4,825
baseline
▲ 0.50% · 4.625%
HK$5,079
+HK$254/mo
Deposit HK$159K · loan HK$902K · min. income ≈ HK$9,650/mo (50% DSR)
Upfront cash ≈ HK$159K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,357
−HK$273/mo
▼ 0.25% · 3.875%
HK$4,492
−HK$138/mo
Today · 4.125%
HK$4,630
baseline
▲ 0.50% · 4.625%
HK$4,912
+HK$282/mo
Deposit HK$106K · loan HK$955K · min. income ≈ HK$9,260/mo (50% DSR)
Upfront cash ≈ HK$106K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,847
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,977
−HK$132/mo
Today · 4.125%
HK$5,109
baseline
▲ 0.50% · 4.625%
HK$5,378
+HK$269/mo
Deposit HK$106K · loan HK$955K · min. income ≈ HK$10,218/mo (50% DSR)
Upfront cash ≈ HK$106K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).