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At today's rate and a 90% mortgage, the deposit on this unit is about HK$620K, with repayments around HK$27,057/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$620K · loan HK$5.58M · min. income ≈ HK$54,114/mo (50% DSR)
Upfront cash ≈ HK$776K (deposit + AVD stamp duty HK$155,300 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway To Kwa Wan Station Station.
Family-friendly — 53 schools within a 1 km walk.
Everyday convenience — 54 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 61 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 4/F
- Flat
- E
- Saleable Area
- 517 Saleable ft²
- Gross Area
- 685 ft²
- Efficiency
- 75%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 35
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-01-16 | HK$6.30M | +7.7% 0.4y |
| 2024-09-02 | HK$5.85M | −27.4% 3.1y · −9.0%/yr |
| 2021-07-20 | HK$8.06M | +403.7% 17.6y · 23.0%/yr |
| 2003-12-24 | HK$1.60M | +0.0% |
| 2001-11-30 | HK$1.60M | −37.5% |
| 1996-01-23 | HK$2.56M | — |