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Crescira AVM · estimated value ● Medium confidence
HK$12.75M
≈ HK$13,714 / ft² saleable · updated 2026-10-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.83M, with repayments around HK$43,268/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$40,714
−HK$2,554/mo
▼ 0.25% · 3.875%
HK$41,981
−HK$1,287/mo
Today · 4.125%
HK$43,268
baseline
▲ 0.50% · 4.625%
HK$45,900
+HK$2,632/mo

Deposit HK$3.83M · loan HK$8.93M · min. income ≈ HK$86,536/mo (50% DSR)

Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$478,265 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
16/F
Flat
A
Saleable Area
930 ft²
Gross Area
941 ft²
Efficiency
99%
District
Kowloon City District · Kowloon
School net (POA)
34

Transaction History

Date Price Gain / loss
1999-03-02 HK$3.78M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
To Kwa Wan
≈ 4 min walk · 262 m
Education
78
schools within 1 km (30 within 500 m)
Daily convenience
34
within 1 km (14 within 500 m)
Health
13
hospitals/clinics within 1 km
Recreation
55
parks, libraries, sports within 1 km

Excellent connectivity — about 4 min walk to To Kwa Wan Station (a rail station within an 8-min walk earns this label).

Family-friendly — 78 schools within a 1 km walk.

Everyday convenience — 34 shopping and daily-needs spots nearby.

Healthcare close by — 13 hospitals/clinics within 1 km.

Green space & leisure — 55 parks, libraries and sports venues nearby.

Location

Other appraised units in this building