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At today's rate and a 90% mortgage, the deposit on this unit is about HK$428K, with repayments around HK$18,649/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$428K · loan HK$3.85M · min. income ≈ HK$37,298/mo (50% DSR)
Upfront cash ≈ HK$483K (deposit + AVD stamp duty HK$55,175 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway To Kwa Wan Station Station.
Family-friendly — 66 schools within a 1 km walk.
Everyday convenience — 37 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 51 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 9/F
- Flat
- B
- Saleable Area
- 340 Saleable ft²
- Gross Area
- 550 ft²
- Efficiency
- 62%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 34
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2013-06-19 | HK$3.39M | +28.4% 2.1y |
| 2011-06-01 | HK$2.64M | +0.1% |
| 2011-06-01 | HK$2.64M | +33.2% 1.6y |
| 2009-10-29 | HK$1.98M | +5.3% 1.3y |
| 2008-07-08 | HK$1.88M | — |