▼ 0.50% · 3.625%
HK$22,679
−HK$1,422/mo
▼ 0.25% · 3.875%
HK$23,385
−HK$716/mo
Today · 4.125%
HK$24,101
baseline
▲ 0.50% · 4.625%
HK$25,568
+HK$1,467/mo
Deposit HK$4.97M · loan HK$4.97M · min. income ≈ HK$48,202/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$364,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,230
−HK$1,364/mo
▼ 0.25% · 3.875%
HK$25,907
−HK$687/mo
Today · 4.125%
HK$26,594
baseline
▲ 0.50% · 4.625%
HK$27,995
+HK$1,401/mo
Deposit HK$4.97M · loan HK$4.97M · min. income ≈ HK$53,188/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$364,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,947
−HK$1,565/mo
▼ 0.25% · 3.875%
HK$25,723
−HK$789/mo
Today · 4.125%
HK$26,512
baseline
▲ 0.50% · 4.625%
HK$28,125
+HK$1,613/mo
Deposit HK$4.48M · loan HK$5.47M · min. income ≈ HK$53,024/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$364,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,753
−HK$1,500/mo
▼ 0.25% · 3.875%
HK$28,498
−HK$755/mo
Today · 4.125%
HK$29,253
baseline
▲ 0.50% · 4.625%
HK$30,795
+HK$1,542/mo
Deposit HK$4.48M · loan HK$5.47M · min. income ≈ HK$58,506/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$364,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,215
−HK$1,707/mo
▼ 0.25% · 3.875%
HK$28,062
−HK$860/mo
Today · 4.125%
HK$28,922
baseline
▲ 0.50% · 4.625%
HK$30,682
+HK$1,760/mo
Deposit HK$3.98M · loan HK$5.97M · min. income ≈ HK$57,844/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$364,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,276
−HK$1,636/mo
▼ 0.25% · 3.875%
HK$31,088
−HK$824/mo
Today · 4.125%
HK$31,912
baseline
▲ 0.50% · 4.625%
HK$33,594
+HK$1,682/mo
Deposit HK$3.98M · loan HK$5.97M · min. income ≈ HK$63,824/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$364,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,483
−HK$1,849/mo
▼ 0.25% · 3.875%
HK$30,400
−HK$932/mo
Today · 4.125%
HK$31,332
baseline
▲ 0.50% · 4.625%
HK$33,238
+HK$1,906/mo
Deposit HK$3.48M · loan HK$6.46M · min. income ≈ HK$62,664/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$364,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,800
−HK$1,772/mo
▼ 0.25% · 3.875%
HK$33,679
−HK$893/mo
Today · 4.125%
HK$34,572
baseline
▲ 0.50% · 4.625%
HK$36,394
+HK$1,822/mo
Deposit HK$3.48M · loan HK$6.46M · min. income ≈ HK$69,144/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$364,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,751
−HK$1,991/mo
▼ 0.25% · 3.875%
HK$32,739
−HK$1,003/mo
Today · 4.125%
HK$33,742
baseline
▲ 0.50% · 4.625%
HK$35,795
+HK$2,053/mo
Deposit HK$2.98M · loan HK$6.96M · min. income ≈ HK$67,484/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$364,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,323
−HK$1,908/mo
▼ 0.25% · 3.875%
HK$36,270
−HK$961/mo
Today · 4.125%
HK$37,231
baseline
▲ 0.50% · 4.625%
HK$39,193
+HK$1,962/mo
Deposit HK$2.98M · loan HK$6.96M · min. income ≈ HK$74,462/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$364,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,019
−HK$2,133/mo
▼ 0.25% · 3.875%
HK$35,077
−HK$1,075/mo
Today · 4.125%
HK$36,152
baseline
▲ 0.50% · 4.625%
HK$38,352
+HK$2,200/mo
Deposit HK$2.49M · loan HK$7.46M · min. income ≈ HK$72,304/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$364,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,846
−HK$2,044/mo
▼ 0.25% · 3.875%
HK$38,861
−HK$1,029/mo
Today · 4.125%
HK$39,890
baseline
▲ 0.50% · 4.625%
HK$41,993
+HK$2,103/mo
Deposit HK$2.49M · loan HK$7.46M · min. income ≈ HK$79,780/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$364,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,287
−HK$2,275/mo
▼ 0.25% · 3.875%
HK$37,415
−HK$1,147/mo
Today · 4.125%
HK$38,562
baseline
▲ 0.50% · 4.625%
HK$40,909
+HK$2,347/mo
Deposit HK$1.99M · loan HK$7.96M · min. income ≈ HK$77,124/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$364,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,369
−HK$2,181/mo
▼ 0.25% · 3.875%
HK$41,451
−HK$1,099/mo
Today · 4.125%
HK$42,550
baseline
▲ 0.50% · 4.625%
HK$44,792
+HK$2,242/mo
Deposit HK$1.99M · loan HK$7.96M · min. income ≈ HK$85,100/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$364,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,555
−HK$2,417/mo
▼ 0.25% · 3.875%
HK$39,754
−HK$1,218/mo
Today · 4.125%
HK$40,972
baseline
▲ 0.50% · 4.625%
HK$43,465
+HK$2,493/mo
Deposit HK$1.49M · loan HK$8.45M · min. income ≈ HK$81,944/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$364,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,892
−HK$2,317/mo
▼ 0.25% · 3.875%
HK$44,042
−HK$1,167/mo
Today · 4.125%
HK$45,209
baseline
▲ 0.50% · 4.625%
HK$47,592
+HK$2,383/mo
Deposit HK$1.49M · loan HK$8.45M · min. income ≈ HK$90,418/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$364,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,823
−HK$2,560/mo
▼ 0.25% · 3.875%
HK$42,092
−HK$1,291/mo
Today · 4.125%
HK$43,383
baseline
▲ 0.50% · 4.625%
HK$46,022
+HK$2,639/mo
Deposit HK$995K · loan HK$8.95M · min. income ≈ HK$86,766/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$364,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,415
−HK$2,453/mo
▼ 0.25% · 3.875%
HK$46,633
−HK$1,235/mo
Today · 4.125%
HK$47,868
baseline
▲ 0.50% · 4.625%
HK$50,392
+HK$2,524/mo
Deposit HK$995K · loan HK$8.95M · min. income ≈ HK$95,736/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$364,591 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).