▼ 0.50% · 3.625%
HK$3,474
−HK$218/mo
▼ 0.25% · 3.875%
HK$3,582
−HK$110/mo
Today · 4.125%
HK$3,692
baseline
▲ 0.50% · 4.625%
HK$3,917
+HK$225/mo
Deposit HK$762K · loan HK$762K · min. income ≈ HK$7,384/mo (50% DSR)
Upfront cash ≈ HK$762K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,865
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,969
−HK$105/mo
Today · 4.125%
HK$4,074
baseline
▲ 0.50% · 4.625%
HK$4,289
+HK$215/mo
Deposit HK$762K · loan HK$762K · min. income ≈ HK$8,148/mo (50% DSR)
Upfront cash ≈ HK$762K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,822
−HK$239/mo
▼ 0.25% · 3.875%
HK$3,941
−HK$120/mo
Today · 4.125%
HK$4,061
baseline
▲ 0.50% · 4.625%
HK$4,309
+HK$248/mo
Deposit HK$686K · loan HK$838K · min. income ≈ HK$8,122/mo (50% DSR)
Upfront cash ≈ HK$686K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,252
−HK$229/mo
▼ 0.25% · 3.875%
HK$4,366
−HK$115/mo
Today · 4.125%
HK$4,481
baseline
▲ 0.50% · 4.625%
HK$4,718
+HK$237/mo
Deposit HK$686K · loan HK$838K · min. income ≈ HK$8,962/mo (50% DSR)
Upfront cash ≈ HK$686K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,169
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,299
−HK$132/mo
Today · 4.125%
HK$4,431
baseline
▲ 0.50% · 4.625%
HK$4,700
+HK$269/mo
Deposit HK$609K · loan HK$914K · min. income ≈ HK$8,862/mo (50% DSR)
Upfront cash ≈ HK$610K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,638
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,763
−HK$126/mo
Today · 4.125%
HK$4,889
baseline
▲ 0.50% · 4.625%
HK$5,146
+HK$257/mo
Deposit HK$609K · loan HK$914K · min. income ≈ HK$9,778/mo (50% DSR)
Upfront cash ≈ HK$610K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,517
−HK$283/mo
▼ 0.25% · 3.875%
HK$4,657
−HK$143/mo
Today · 4.125%
HK$4,800
baseline
▲ 0.50% · 4.625%
HK$5,092
+HK$292/mo
Deposit HK$533K · loan HK$990K · min. income ≈ HK$9,600/mo (50% DSR)
Upfront cash ≈ HK$533K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,025
−HK$271/mo
▼ 0.25% · 3.875%
HK$5,159
−HK$137/mo
Today · 4.125%
HK$5,296
baseline
▲ 0.50% · 4.625%
HK$5,575
+HK$279/mo
Deposit HK$533K · loan HK$990K · min. income ≈ HK$10,592/mo (50% DSR)
Upfront cash ≈ HK$533K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,864
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,015
−HK$154/mo
Today · 4.125%
HK$5,169
baseline
▲ 0.50% · 4.625%
HK$5,484
+HK$315/mo
Deposit HK$457K · loan HK$1.07M · min. income ≈ HK$10,338/mo (50% DSR)
Upfront cash ≈ HK$457K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,411
−HK$293/mo
▼ 0.25% · 3.875%
HK$5,556
−HK$148/mo
Today · 4.125%
HK$5,704
baseline
▲ 0.50% · 4.625%
HK$6,004
+HK$300/mo
Deposit HK$457K · loan HK$1.07M · min. income ≈ HK$11,408/mo (50% DSR)
Upfront cash ≈ HK$457K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,211
−HK$327/mo
▼ 0.25% · 3.875%
HK$5,374
−HK$164/mo
Today · 4.125%
HK$5,538
baseline
▲ 0.50% · 4.625%
HK$5,875
+HK$337/mo
Deposit HK$381K · loan HK$1.14M · min. income ≈ HK$11,076/mo (50% DSR)
Upfront cash ≈ HK$381K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,798
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,953
−HK$158/mo
Today · 4.125%
HK$6,111
baseline
▲ 0.50% · 4.625%
HK$6,433
+HK$322/mo
Deposit HK$381K · loan HK$1.14M · min. income ≈ HK$12,222/mo (50% DSR)
Upfront cash ≈ HK$381K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,559
−HK$348/mo
▼ 0.25% · 3.875%
HK$5,732
−HK$175/mo
Today · 4.125%
HK$5,907
baseline
▲ 0.50% · 4.625%
HK$6,267
+HK$360/mo
Deposit HK$305K · loan HK$1.22M · min. income ≈ HK$11,814/mo (50% DSR)
Upfront cash ≈ HK$305K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,184
−HK$334/mo
▼ 0.25% · 3.875%
HK$6,350
−HK$168/mo
Today · 4.125%
HK$6,518
baseline
▲ 0.50% · 4.625%
HK$6,862
+HK$344/mo
Deposit HK$305K · loan HK$1.22M · min. income ≈ HK$13,036/mo (50% DSR)
Upfront cash ≈ HK$305K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,906
−HK$371/mo
▼ 0.25% · 3.875%
HK$6,090
−HK$187/mo
Today · 4.125%
HK$6,277
baseline
▲ 0.50% · 4.625%
HK$6,659
+HK$382/mo
Deposit HK$229K · loan HK$1.30M · min. income ≈ HK$12,554/mo (50% DSR)
Upfront cash ≈ HK$229K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,571
−HK$355/mo
▼ 0.25% · 3.875%
HK$6,747
−HK$179/mo
Today · 4.125%
HK$6,926
baseline
▲ 0.50% · 4.625%
HK$7,291
+HK$365/mo
Deposit HK$229K · loan HK$1.30M · min. income ≈ HK$13,852/mo (50% DSR)
Upfront cash ≈ HK$229K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,254
−HK$392/mo
▼ 0.25% · 3.875%
HK$6,448
−HK$198/mo
Today · 4.125%
HK$6,646
baseline
▲ 0.50% · 4.625%
HK$7,050
+HK$404/mo
Deposit HK$152K · loan HK$1.37M · min. income ≈ HK$13,292/mo (50% DSR)
Upfront cash ≈ HK$152K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,957
−HK$376/mo
▼ 0.25% · 3.875%
HK$7,144
−HK$189/mo
Today · 4.125%
HK$7,333
baseline
▲ 0.50% · 4.625%
HK$7,720
+HK$387/mo
Deposit HK$152K · loan HK$1.37M · min. income ≈ HK$14,666/mo (50% DSR)
Upfront cash ≈ HK$152K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).