▼ 0.50% · 3.625%
HK$2,582
−HK$162/mo
▼ 0.25% · 3.875%
HK$2,663
−HK$81/mo
Today · 4.125%
HK$2,744
baseline
▲ 0.50% · 4.625%
HK$2,911
+HK$167/mo
Deposit HK$566K · loan HK$566K · min. income ≈ HK$5,488/mo (50% DSR)
Upfront cash ≈ HK$566K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,873
−HK$155/mo
▼ 0.25% · 3.875%
HK$2,950
−HK$78/mo
Today · 4.125%
HK$3,028
baseline
▲ 0.50% · 4.625%
HK$3,187
+HK$159/mo
Deposit HK$566K · loan HK$566K · min. income ≈ HK$6,056/mo (50% DSR)
Upfront cash ≈ HK$566K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,840
−HK$179/mo
▼ 0.25% · 3.875%
HK$2,929
−HK$90/mo
Today · 4.125%
HK$3,019
baseline
▲ 0.50% · 4.625%
HK$3,202
+HK$183/mo
Deposit HK$510K · loan HK$623K · min. income ≈ HK$6,038/mo (50% DSR)
Upfront cash ≈ HK$510K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,160
−HK$171/mo
▼ 0.25% · 3.875%
HK$3,245
−HK$86/mo
Today · 4.125%
HK$3,331
baseline
▲ 0.50% · 4.625%
HK$3,506
+HK$175/mo
Deposit HK$510K · loan HK$623K · min. income ≈ HK$6,662/mo (50% DSR)
Upfront cash ≈ HK$510K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,099
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,195
−HK$98/mo
Today · 4.125%
HK$3,293
baseline
▲ 0.50% · 4.625%
HK$3,493
+HK$200/mo
Deposit HK$453K · loan HK$679K · min. income ≈ HK$6,586/mo (50% DSR)
Upfront cash ≈ HK$453K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,447
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,540
−HK$93/mo
Today · 4.125%
HK$3,633
baseline
▲ 0.50% · 4.625%
HK$3,825
+HK$192/mo
Deposit HK$453K · loan HK$679K · min. income ≈ HK$7,266/mo (50% DSR)
Upfront cash ≈ HK$453K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,357
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,461
−HK$106/mo
Today · 4.125%
HK$3,567
baseline
▲ 0.50% · 4.625%
HK$3,784
+HK$217/mo
Deposit HK$396K · loan HK$736K · min. income ≈ HK$7,134/mo (50% DSR)
Upfront cash ≈ HK$396K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,734
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,835
−HK$101/mo
Today · 4.125%
HK$3,936
baseline
▲ 0.50% · 4.625%
HK$4,144
+HK$208/mo
Deposit HK$396K · loan HK$736K · min. income ≈ HK$7,872/mo (50% DSR)
Upfront cash ≈ HK$396K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,615
−HK$227/mo
▼ 0.25% · 3.875%
HK$3,728
−HK$114/mo
Today · 4.125%
HK$3,842
baseline
▲ 0.50% · 4.625%
HK$4,076
+HK$234/mo
Deposit HK$340K · loan HK$793K · min. income ≈ HK$7,684/mo (50% DSR)
Upfront cash ≈ HK$340K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,022
−HK$217/mo
▼ 0.25% · 3.875%
HK$4,130
−HK$109/mo
Today · 4.125%
HK$4,239
baseline
▲ 0.50% · 4.625%
HK$4,462
+HK$223/mo
Deposit HK$340K · loan HK$793K · min. income ≈ HK$8,478/mo (50% DSR)
Upfront cash ≈ HK$340K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,873
−HK$243/mo
▼ 0.25% · 3.875%
HK$3,994
−HK$122/mo
Today · 4.125%
HK$4,116
baseline
▲ 0.50% · 4.625%
HK$4,367
+HK$251/mo
Deposit HK$283K · loan HK$849K · min. income ≈ HK$8,232/mo (50% DSR)
Upfront cash ≈ HK$283K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,309
−HK$233/mo
▼ 0.25% · 3.875%
HK$4,425
−HK$117/mo
Today · 4.125%
HK$4,542
baseline
▲ 0.50% · 4.625%
HK$4,781
+HK$239/mo
Deposit HK$283K · loan HK$849K · min. income ≈ HK$9,084/mo (50% DSR)
Upfront cash ≈ HK$283K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,132
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,260
−HK$131/mo
Today · 4.125%
HK$4,391
baseline
▲ 0.50% · 4.625%
HK$4,658
+HK$267/mo
Deposit HK$226K · loan HK$906K · min. income ≈ HK$8,782/mo (50% DSR)
Upfront cash ≈ HK$227K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,596
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,720
−HK$125/mo
Today · 4.125%
HK$4,845
baseline
▲ 0.50% · 4.625%
HK$5,100
+HK$255/mo
Deposit HK$226K · loan HK$906K · min. income ≈ HK$9,690/mo (50% DSR)
Upfront cash ≈ HK$227K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,390
−HK$275/mo
▼ 0.25% · 3.875%
HK$4,526
−HK$139/mo
Today · 4.125%
HK$4,665
baseline
▲ 0.50% · 4.625%
HK$4,949
+HK$284/mo
Deposit HK$170K · loan HK$963K · min. income ≈ HK$9,330/mo (50% DSR)
Upfront cash ≈ HK$170K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,884
−HK$263/mo
▼ 0.25% · 3.875%
HK$5,014
−HK$133/mo
Today · 4.125%
HK$5,147
baseline
▲ 0.50% · 4.625%
HK$5,419
+HK$272/mo
Deposit HK$170K · loan HK$963K · min. income ≈ HK$10,294/mo (50% DSR)
Upfront cash ≈ HK$170K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,648
−HK$291/mo
▼ 0.25% · 3.875%
HK$4,793
−HK$146/mo
Today · 4.125%
HK$4,939
baseline
▲ 0.50% · 4.625%
HK$5,240
+HK$301/mo
Deposit HK$113K · loan HK$1.02M · min. income ≈ HK$9,878/mo (50% DSR)
Upfront cash ≈ HK$113K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,171
−HK$279/mo
▼ 0.25% · 3.875%
HK$5,309
−HK$141/mo
Today · 4.125%
HK$5,450
baseline
▲ 0.50% · 4.625%
HK$5,737
+HK$287/mo
Deposit HK$113K · loan HK$1.02M · min. income ≈ HK$10,900/mo (50% DSR)
Upfront cash ≈ HK$113K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).