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At today's rate and a 90% mortgage, the deposit on this unit is about HK$306K, with repayments around HK$13,367/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$306K · loan HK$2.76M · min. income ≈ HK$26,734/mo (50% DSR)
Upfront cash ≈ HK$307K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway To Kwa Wan Station Station.
Family-friendly — 64 schools within a 1 km walk.
Everyday convenience — 37 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 50 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 8/F
- Flat
- H5
- Saleable Area
- 311 Saleable ft²
- Gross Area
- 385 ft²
- Efficiency
- 81%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 34
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-07-02 | HK$3.34M | −16.9% 6.7y |
| 2019-10-22 | HK$4.02M | +54.6% 6.7y · 8.0%/yr |
| 2013-03-01 | HK$2.60M | +59.5% |
| 2010-12-06 | HK$1.63M | +14.0% |
| 2010-11-09 | HK$1.43M | — |