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Crescira AVM · estimated value Medium confidence
HK$11.91M
≈ HK$13,848 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.57M, with repayments around HK$40,402/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$38,018
−HK$2,384/mo
▼ 0.25% · 3.875%
HK$39,201
−HK$1,201/mo
Today · 4.125%
HK$40,402
baseline
▲ 0.50% · 4.625%
HK$42,861
+HK$2,459/mo

Deposit HK$3.57M · loan HK$8.34M · min. income ≈ HK$80,804/mo (50% DSR)

Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$446,591 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
3/F
Flat
E
Saleable Area
860 ft²
Gross Area
969 ft²
Efficiency
89%
District
Kowloon City District · Kowloon
School net (POA)
35

Transaction History

Date Price Gain / loss
2018-07-09 HK$15.78M +107.6%
6.4y
2012-02-21 HK$7.60M +166.7%
2003-07-24 HK$2.85M −71.7%
1997-09-02 HK$10.08M +14.5%
1997-04-04 HK$8.80M +18.8%
1997-03-18 HK$7.41M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Whampoa
≈ 3 min walk · 192 m
Education
30
schools within 1 km (19 within 500 m)
Daily convenience
38
within 1 km (17 within 500 m)
Health
2
hospitals/clinics within 1 km
Recreation
30
parks, libraries, sports within 1 km

Excellent connectivity — about 3 min walk to Whampoa Station (a rail station within an 8-min walk earns this label).

Family-friendly — 30 schools within a 1 km walk.

Everyday convenience — 38 shopping and daily-needs spots nearby.

Healthcare close by — 2 hospitals/clinics within 1 km.

Green space & leisure — 30 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com