At today's rate and a 90% mortgage, the deposit on this unit is about HK$317K, with repayments around HK$13,845/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$317K · loan HK$2.86M · min. income ≈ HK$27,690/mo (50% DSR)
Upfront cash ≈ HK$318K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway To Kwa Wan Station Station.
Family-friendly — 68 schools within a 1 km walk.
Everyday convenience — 39 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 54 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 8/F
- Flat
- B
- Saleable Area
- 286 Saleable ft²
- Gross Area
- 415 ft²
- Efficiency
- 69%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 34
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-05-13 | HK$4.42M | +41.2% 4.2y · 10.0%/yr |
| 2017-02-27 | HK$3.13M | +148.4% 6.9y · 22.0%/yr |
| 2010-04-16 | HK$1.26M | +80.0% |
| 2007-08-14 | HK$700K | −10.3% |
| 2007-08-14 | HK$780K | −13.3% |
| 2006-05-13 | HK$900K | −16.7% |
| 1996-08-10 | HK$1.08M | — |