▼ 0.50% · 3.625%
HK$22,723
−HK$1,425/mo
▼ 0.25% · 3.875%
HK$23,430
−HK$718/mo
Today · 4.125%
HK$24,148
baseline
▲ 0.50% · 4.625%
HK$25,617
+HK$1,469/mo
Deposit HK$4.98M · loan HK$4.98M · min. income ≈ HK$48,296/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$366,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,279
−HK$1,366/mo
▼ 0.25% · 3.875%
HK$25,957
−HK$688/mo
Today · 4.125%
HK$26,645
baseline
▲ 0.50% · 4.625%
HK$28,049
+HK$1,404/mo
Deposit HK$4.98M · loan HK$4.98M · min. income ≈ HK$53,290/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$366,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,995
−HK$1,567/mo
▼ 0.25% · 3.875%
HK$25,772
−HK$790/mo
Today · 4.125%
HK$26,562
baseline
▲ 0.50% · 4.625%
HK$28,179
+HK$1,617/mo
Deposit HK$4.48M · loan HK$5.48M · min. income ≈ HK$53,124/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$366,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,807
−HK$1,502/mo
▼ 0.25% · 3.875%
HK$28,552
−HK$757/mo
Today · 4.125%
HK$29,309
baseline
▲ 0.50% · 4.625%
HK$30,854
+HK$1,545/mo
Deposit HK$4.48M · loan HK$5.48M · min. income ≈ HK$58,618/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$366,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,267
−HK$1,710/mo
▼ 0.25% · 3.875%
HK$28,115
−HK$862/mo
Today · 4.125%
HK$28,977
baseline
▲ 0.50% · 4.625%
HK$30,740
+HK$1,763/mo
Deposit HK$3.99M · loan HK$5.98M · min. income ≈ HK$57,954/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$366,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,335
−HK$1,638/mo
▼ 0.25% · 3.875%
HK$31,148
−HK$825/mo
Today · 4.125%
HK$31,973
baseline
▲ 0.50% · 4.625%
HK$33,659
+HK$1,686/mo
Deposit HK$3.99M · loan HK$5.98M · min. income ≈ HK$63,946/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$366,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,540
−HK$1,852/mo
▼ 0.25% · 3.875%
HK$30,458
−HK$934/mo
Today · 4.125%
HK$31,392
baseline
▲ 0.50% · 4.625%
HK$33,302
+HK$1,910/mo
Deposit HK$3.49M · loan HK$6.48M · min. income ≈ HK$62,784/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$366,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,862
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$33,744
−HK$894/mo
Today · 4.125%
HK$34,638
baseline
▲ 0.50% · 4.625%
HK$36,464
+HK$1,826/mo
Deposit HK$3.49M · loan HK$6.48M · min. income ≈ HK$69,276/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$366,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,812
−HK$1,995/mo
▼ 0.25% · 3.875%
HK$32,801
−HK$1,006/mo
Today · 4.125%
HK$33,807
baseline
▲ 0.50% · 4.625%
HK$35,864
+HK$2,057/mo
Deposit HK$2.99M · loan HK$6.98M · min. income ≈ HK$67,614/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$366,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,390
−HK$1,912/mo
▼ 0.25% · 3.875%
HK$36,339
−HK$963/mo
Today · 4.125%
HK$37,302
baseline
▲ 0.50% · 4.625%
HK$39,269
+HK$1,967/mo
Deposit HK$2.99M · loan HK$6.98M · min. income ≈ HK$74,604/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$366,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,084
−HK$2,137/mo
▼ 0.25% · 3.875%
HK$35,144
−HK$1,077/mo
Today · 4.125%
HK$36,221
baseline
▲ 0.50% · 4.625%
HK$38,425
+HK$2,204/mo
Deposit HK$2.49M · loan HK$7.47M · min. income ≈ HK$72,442/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$366,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,918
−HK$2,049/mo
▼ 0.25% · 3.875%
HK$38,935
−HK$1,032/mo
Today · 4.125%
HK$39,967
baseline
▲ 0.50% · 4.625%
HK$42,073
+HK$2,106/mo
Deposit HK$2.49M · loan HK$7.47M · min. income ≈ HK$79,934/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$366,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,356
−HK$2,280/mo
▼ 0.25% · 3.875%
HK$37,487
−HK$1,149/mo
Today · 4.125%
HK$38,636
baseline
▲ 0.50% · 4.625%
HK$40,987
+HK$2,351/mo
Deposit HK$1.99M · loan HK$7.97M · min. income ≈ HK$77,272/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$366,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,446
−HK$2,185/mo
▼ 0.25% · 3.875%
HK$41,531
−HK$1,100/mo
Today · 4.125%
HK$42,631
baseline
▲ 0.50% · 4.625%
HK$44,878
+HK$2,247/mo
Deposit HK$1.99M · loan HK$7.97M · min. income ≈ HK$85,262/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$366,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,629
−HK$2,422/mo
▼ 0.25% · 3.875%
HK$39,830
−HK$1,221/mo
Today · 4.125%
HK$41,051
baseline
▲ 0.50% · 4.625%
HK$43,549
+HK$2,498/mo
Deposit HK$1.49M · loan HK$8.47M · min. income ≈ HK$82,102/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$366,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,974
−HK$2,322/mo
▼ 0.25% · 3.875%
HK$44,126
−HK$1,170/mo
Today · 4.125%
HK$45,296
baseline
▲ 0.50% · 4.625%
HK$47,683
+HK$2,387/mo
Deposit HK$1.49M · loan HK$8.47M · min. income ≈ HK$90,592/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$366,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,901
−HK$2,565/mo
▼ 0.25% · 3.875%
HK$42,173
−HK$1,293/mo
Today · 4.125%
HK$43,466
baseline
▲ 0.50% · 4.625%
HK$46,111
+HK$2,645/mo
Deposit HK$996K · loan HK$8.97M · min. income ≈ HK$86,932/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$366,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,502
−HK$2,458/mo
▼ 0.25% · 3.875%
HK$46,722
−HK$1,238/mo
Today · 4.125%
HK$47,960
baseline
▲ 0.50% · 4.625%
HK$50,488
+HK$2,528/mo
Deposit HK$996K · loan HK$8.97M · min. income ≈ HK$95,920/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$366,499 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).