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At today's rate and a 90% mortgage, the deposit on this unit is about HK$488K, with repayments around HK$21,305/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$488K · loan HK$4.40M · min. income ≈ HK$42,610/mo (50% DSR)
Upfront cash ≈ HK$594K (deposit + AVD stamp duty HK$105,948 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Whampoa Station Station.
Family-friendly — 34 schools within a 1 km walk.
Everyday convenience — 48 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 53 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 6/F
- Flat
- 1
- Saleable Area
- 411 Saleable ft²
- Gross Area
- 500 ft²
- Efficiency
- 82%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 35
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-06-04 | HK$7.21M | +20.8% 3.1y · 7.0%/yr |
| 2017-04-27 | HK$5.97M | +247.0% 11.6y · 21.0%/yr |
| 2005-09-13 | HK$1.72M | +1.2% |
| 1999-02-23 | HK$1.70M | +1.2% |
| 1998-11-24 | HK$1.68M | −13.8% |
| 1996-05-31 | HK$1.95M | — |