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Crescira AVM · estimated value Medium confidence
HK$11.75M
≈ HK$13,773 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.52M, with repayments around HK$39,858/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$37,506
−HK$2,352/mo
▼ 0.25% · 3.875%
HK$38,672
−HK$1,186/mo
Today · 4.125%
HK$39,858
baseline
▲ 0.50% · 4.625%
HK$42,283
+HK$2,425/mo

Deposit HK$3.52M · loan HK$8.22M · min. income ≈ HK$79,716/mo (50% DSR)

Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$440,571 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
13/F
Flat
H
Saleable Area
853 ft²
Gross Area
973 ft²
Efficiency
88%
District
Kowloon City District · Kowloon
School net (POA)
35

Transaction History

Date Price Gain / loss
2023-03-06 HK$12.00M +179.1%
14.1y
2009-01-15 HK$4.30M +49.3%
2001-06-07 HK$2.88M −57.8%
1997-08-14 HK$6.82M −5.3%
1997-07-26 HK$7.20M +32.1%
1997-01-16 HK$5.45M +9.0%
1996-12-21 HK$5.00M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Whampoa
≈ 5 min walk · 355 m
Education
37
schools within 1 km (18 within 500 m)
Daily convenience
47
within 1 km (29 within 500 m)
Health
5
hospitals/clinics within 1 km
Recreation
46
parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to Whampoa Station (a rail station within an 8-min walk earns this label).

Family-friendly — 37 schools within a 1 km walk.

Everyday convenience — 47 shopping and daily-needs spots nearby.

Healthcare close by — 5 hospitals/clinics within 1 km.

Green space & leisure — 46 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com