▼ 0.50% · 3.625%
HK$21,289
−HK$1,335/mo
▼ 0.25% · 3.875%
HK$21,952
−HK$672/mo
Today · 4.125%
HK$22,624
baseline
▲ 0.50% · 4.625%
HK$24,001
+HK$1,377/mo
Deposit HK$4.67M · loan HK$4.67M · min. income ≈ HK$45,248/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$303,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,684
−HK$1,280/mo
▼ 0.25% · 3.875%
HK$24,319
−HK$645/mo
Today · 4.125%
HK$24,964
baseline
▲ 0.50% · 4.625%
HK$26,280
+HK$1,316/mo
Deposit HK$4.67M · loan HK$4.67M · min. income ≈ HK$49,928/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$303,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,418
−HK$1,469/mo
▼ 0.25% · 3.875%
HK$24,147
−HK$740/mo
Today · 4.125%
HK$24,887
baseline
▲ 0.50% · 4.625%
HK$26,401
+HK$1,514/mo
Deposit HK$4.20M · loan HK$5.13M · min. income ≈ HK$49,774/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$303,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,053
−HK$1,407/mo
▼ 0.25% · 3.875%
HK$26,751
−HK$709/mo
Today · 4.125%
HK$27,460
baseline
▲ 0.50% · 4.625%
HK$28,908
+HK$1,448/mo
Deposit HK$4.20M · loan HK$5.13M · min. income ≈ HK$54,920/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$303,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,547
−HK$1,602/mo
▼ 0.25% · 3.875%
HK$26,342
−HK$807/mo
Today · 4.125%
HK$27,149
baseline
▲ 0.50% · 4.625%
HK$28,801
+HK$1,652/mo
Deposit HK$3.73M · loan HK$5.60M · min. income ≈ HK$54,298/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$303,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,421
−HK$1,535/mo
▼ 0.25% · 3.875%
HK$29,183
−HK$773/mo
Today · 4.125%
HK$29,956
baseline
▲ 0.50% · 4.625%
HK$31,536
+HK$1,580/mo
Deposit HK$3.73M · loan HK$5.60M · min. income ≈ HK$59,912/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$303,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,676
−HK$1,736/mo
▼ 0.25% · 3.875%
HK$28,537
−HK$875/mo
Today · 4.125%
HK$29,412
baseline
▲ 0.50% · 4.625%
HK$31,201
+HK$1,789/mo
Deposit HK$3.27M · loan HK$6.07M · min. income ≈ HK$58,824/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$303,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,789
−HK$1,664/mo
▼ 0.25% · 3.875%
HK$31,615
−HK$838/mo
Today · 4.125%
HK$32,453
baseline
▲ 0.50% · 4.625%
HK$34,163
+HK$1,710/mo
Deposit HK$3.27M · loan HK$6.07M · min. income ≈ HK$64,906/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$303,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,805
−HK$1,869/mo
▼ 0.25% · 3.875%
HK$30,732
−HK$942/mo
Today · 4.125%
HK$31,674
baseline
▲ 0.50% · 4.625%
HK$33,601
+HK$1,927/mo
Deposit HK$2.80M · loan HK$6.54M · min. income ≈ HK$63,348/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$303,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,158
−HK$1,791/mo
▼ 0.25% · 3.875%
HK$34,047
−HK$902/mo
Today · 4.125%
HK$34,949
baseline
▲ 0.50% · 4.625%
HK$36,791
+HK$1,842/mo
Deposit HK$2.80M · loan HK$6.54M · min. income ≈ HK$69,898/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$303,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,934
−HK$2,002/mo
▼ 0.25% · 3.875%
HK$32,927
−HK$1,009/mo
Today · 4.125%
HK$33,936
baseline
▲ 0.50% · 4.625%
HK$36,001
+HK$2,065/mo
Deposit HK$2.33M · loan HK$7.00M · min. income ≈ HK$67,872/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$303,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,526
−HK$1,920/mo
▼ 0.25% · 3.875%
HK$36,479
−HK$967/mo
Today · 4.125%
HK$37,446
baseline
▲ 0.50% · 4.625%
HK$39,419
+HK$1,973/mo
Deposit HK$2.33M · loan HK$7.00M · min. income ≈ HK$74,892/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$303,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,063
−HK$2,136/mo
▼ 0.25% · 3.875%
HK$35,122
−HK$1,077/mo
Today · 4.125%
HK$36,199
baseline
▲ 0.50% · 4.625%
HK$38,402
+HK$2,203/mo
Deposit HK$1.87M · loan HK$7.47M · min. income ≈ HK$72,398/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$303,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,895
−HK$2,047/mo
▼ 0.25% · 3.875%
HK$38,911
−HK$1,031/mo
Today · 4.125%
HK$39,942
baseline
▲ 0.50% · 4.625%
HK$42,047
+HK$2,105/mo
Deposit HK$1.87M · loan HK$7.47M · min. income ≈ HK$79,884/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$303,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,192
−HK$2,269/mo
▼ 0.25% · 3.875%
HK$37,318
−HK$1,143/mo
Today · 4.125%
HK$38,461
baseline
▲ 0.50% · 4.625%
HK$40,802
+HK$2,341/mo
Deposit HK$1.40M · loan HK$7.94M · min. income ≈ HK$76,922/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$303,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,263
−HK$2,175/mo
▼ 0.25% · 3.875%
HK$41,343
−HK$1,095/mo
Today · 4.125%
HK$42,438
baseline
▲ 0.50% · 4.625%
HK$44,675
+HK$2,237/mo
Deposit HK$1.40M · loan HK$7.94M · min. income ≈ HK$84,876/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$303,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,321
−HK$2,403/mo
▼ 0.25% · 3.875%
HK$39,513
−HK$1,211/mo
Today · 4.125%
HK$40,724
baseline
▲ 0.50% · 4.625%
HK$43,202
+HK$2,478/mo
Deposit HK$934K · loan HK$8.40M · min. income ≈ HK$81,448/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$303,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,631
−HK$2,304/mo
▼ 0.25% · 3.875%
HK$43,775
−HK$1,160/mo
Today · 4.125%
HK$44,935
baseline
▲ 0.50% · 4.625%
HK$47,303
+HK$2,368/mo
Deposit HK$934K · loan HK$8.40M · min. income ≈ HK$89,870/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$303,637 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).