▼ 0.50% · 3.625%
HK$21,317
−HK$1,337/mo
▼ 0.25% · 3.875%
HK$21,980
−HK$674/mo
Today · 4.125%
HK$22,654
baseline
▲ 0.50% · 4.625%
HK$24,032
+HK$1,378/mo
Deposit HK$4.67M · loan HK$4.67M · min. income ≈ HK$45,308/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$304,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,715
−HK$1,281/mo
▼ 0.25% · 3.875%
HK$24,351
−HK$645/mo
Today · 4.125%
HK$24,996
baseline
▲ 0.50% · 4.625%
HK$26,314
+HK$1,318/mo
Deposit HK$4.67M · loan HK$4.67M · min. income ≈ HK$49,992/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$304,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,448
−HK$1,471/mo
▼ 0.25% · 3.875%
HK$24,178
−HK$741/mo
Today · 4.125%
HK$24,919
baseline
▲ 0.50% · 4.625%
HK$26,435
+HK$1,516/mo
Deposit HK$4.21M · loan HK$5.14M · min. income ≈ HK$49,838/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$304,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,086
−HK$1,410/mo
▼ 0.25% · 3.875%
HK$26,786
−HK$710/mo
Today · 4.125%
HK$27,496
baseline
▲ 0.50% · 4.625%
HK$28,945
+HK$1,449/mo
Deposit HK$4.21M · loan HK$5.14M · min. income ≈ HK$54,992/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$304,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,580
−HK$1,604/mo
▼ 0.25% · 3.875%
HK$26,376
−HK$808/mo
Today · 4.125%
HK$27,184
baseline
▲ 0.50% · 4.625%
HK$28,838
+HK$1,654/mo
Deposit HK$3.74M · loan HK$5.61M · min. income ≈ HK$54,368/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$304,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,458
−HK$1,537/mo
▼ 0.25% · 3.875%
HK$29,221
−HK$774/mo
Today · 4.125%
HK$29,995
baseline
▲ 0.50% · 4.625%
HK$31,576
+HK$1,581/mo
Deposit HK$3.74M · loan HK$5.61M · min. income ≈ HK$59,990/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$304,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,712
−HK$1,738/mo
▼ 0.25% · 3.875%
HK$28,574
−HK$876/mo
Today · 4.125%
HK$29,450
baseline
▲ 0.50% · 4.625%
HK$31,242
+HK$1,792/mo
Deposit HK$3.27M · loan HK$6.08M · min. income ≈ HK$58,900/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$304,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,829
−HK$1,666/mo
▼ 0.25% · 3.875%
HK$31,656
−HK$839/mo
Today · 4.125%
HK$32,495
baseline
▲ 0.50% · 4.625%
HK$34,208
+HK$1,713/mo
Deposit HK$3.27M · loan HK$6.08M · min. income ≈ HK$64,990/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$304,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,843
−HK$1,872/mo
▼ 0.25% · 3.875%
HK$30,772
−HK$943/mo
Today · 4.125%
HK$31,715
baseline
▲ 0.50% · 4.625%
HK$33,645
+HK$1,930/mo
Deposit HK$2.80M · loan HK$6.54M · min. income ≈ HK$63,430/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$304,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,201
−HK$1,793/mo
▼ 0.25% · 3.875%
HK$34,091
−HK$903/mo
Today · 4.125%
HK$34,994
baseline
▲ 0.50% · 4.625%
HK$36,839
+HK$1,845/mo
Deposit HK$2.80M · loan HK$6.54M · min. income ≈ HK$69,988/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$304,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,975
−HK$2,005/mo
▼ 0.25% · 3.875%
HK$32,970
−HK$1,010/mo
Today · 4.125%
HK$33,980
baseline
▲ 0.50% · 4.625%
HK$36,048
+HK$2,068/mo
Deposit HK$2.34M · loan HK$7.01M · min. income ≈ HK$67,960/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$304,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,572
−HK$1,922/mo
▼ 0.25% · 3.875%
HK$36,526
−HK$968/mo
Today · 4.125%
HK$37,494
baseline
▲ 0.50% · 4.625%
HK$39,470
+HK$1,976/mo
Deposit HK$2.34M · loan HK$7.01M · min. income ≈ HK$74,988/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$304,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,107
−HK$2,139/mo
▼ 0.25% · 3.875%
HK$35,168
−HK$1,078/mo
Today · 4.125%
HK$36,246
baseline
▲ 0.50% · 4.625%
HK$38,451
+HK$2,205/mo
Deposit HK$1.87M · loan HK$7.48M · min. income ≈ HK$72,492/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$304,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,944
−HK$2,049/mo
▼ 0.25% · 3.875%
HK$38,961
−HK$1,032/mo
Today · 4.125%
HK$39,993
baseline
▲ 0.50% · 4.625%
HK$42,102
+HK$2,109/mo
Deposit HK$1.87M · loan HK$7.48M · min. income ≈ HK$79,986/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$304,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,239
−HK$2,272/mo
▼ 0.25% · 3.875%
HK$37,366
−HK$1,145/mo
Today · 4.125%
HK$38,511
baseline
▲ 0.50% · 4.625%
HK$40,854
+HK$2,343/mo
Deposit HK$1.40M · loan HK$7.95M · min. income ≈ HK$77,022/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$304,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,315
−HK$2,178/mo
▼ 0.25% · 3.875%
HK$41,396
−HK$1,097/mo
Today · 4.125%
HK$42,493
baseline
▲ 0.50% · 4.625%
HK$44,733
+HK$2,240/mo
Deposit HK$1.40M · loan HK$7.95M · min. income ≈ HK$84,986/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$304,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,370
−HK$2,406/mo
▼ 0.25% · 3.875%
HK$39,564
−HK$1,212/mo
Today · 4.125%
HK$40,776
baseline
▲ 0.50% · 4.625%
HK$43,257
+HK$2,481/mo
Deposit HK$935K · loan HK$8.41M · min. income ≈ HK$81,552/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$304,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,686
−HK$2,307/mo
▼ 0.25% · 3.875%
HK$43,831
−HK$1,162/mo
Today · 4.125%
HK$44,993
baseline
▲ 0.50% · 4.625%
HK$47,364
+HK$2,371/mo
Deposit HK$935K · loan HK$8.41M · min. income ≈ HK$89,986/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$304,842 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).