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Crescira AVM · estimated value Medium confidence
HK$5.44M
≈ HK$13,982 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$544K, with repayments around HK$23,725/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$22,325
−HK$1,400/mo
▼ 0.25% · 3.875%
HK$23,019
−HK$706/mo
Today · 4.125%
HK$23,725
baseline
▲ 0.50% · 4.625%
HK$25,168
+HK$1,443/mo

Deposit HK$544K · loan HK$4.90M · min. income ≈ HK$47,450/mo (50% DSR)

Upfront cash ≈ HK$666K (deposit + AVD stamp duty HK$122,381 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Whampoa Station
≈ 2 min walk · 157 m
Education
53
schools within 1 km (28 within 500 m)
Daily convenience
69
within 1 km (41 within 500 m)
Health
5
hospitals/clinics within 1 km
Recreation
51
parks, libraries, sports within 1 km

Excellent connectivity — about 2 min walk to Mass Transit Railway Whampoa Station Station.

Family-friendly — 53 schools within a 1 km walk.

Everyday convenience — 69 shopping and daily-needs spots nearby.

Healthcare close by — 5 hospitals/clinics within 1 km.

Green space & leisure — 51 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
14/F
Flat
D
Saleable Area
389 Saleable ft²
Gross Area
469 ft²
Efficiency
83%
District
Kowloon City District · Kowloon
School net (POA)
35

Transaction History

Date Price Gain / loss
2010-07-07 HK$2.88M +9.1%
2010-01-07 HK$2.64M +32.0%
2008-11-04 HK$2.00M −20.0%
2008-02-12 HK$2.50M +38.9%
2005-12-07 HK$1.80M +20.0%
2001-09-21 HK$1.50M −58.8%
1997-07-04 HK$3.64M +8.7%
1997-05-03 HK$3.35M +86.1%
1997-04-17 HK$1.80M
Data sourced from Renavon.com