▼ 0.50% · 3.625%
HK$2,890
−HK$182/mo
▼ 0.25% · 3.875%
HK$2,980
−HK$92/mo
Today · 4.125%
HK$3,072
baseline
▲ 0.50% · 4.625%
HK$3,258
+HK$186/mo
Deposit HK$634K · loan HK$634K · min. income ≈ HK$6,144/mo (50% DSR)
Upfront cash ≈ HK$634K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,215
−HK$174/mo
▼ 0.25% · 3.875%
HK$3,302
−HK$87/mo
Today · 4.125%
HK$3,389
baseline
▲ 0.50% · 4.625%
HK$3,568
+HK$179/mo
Deposit HK$634K · loan HK$634K · min. income ≈ HK$6,778/mo (50% DSR)
Upfront cash ≈ HK$634K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,179
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,278
−HK$101/mo
Today · 4.125%
HK$3,379
baseline
▲ 0.50% · 4.625%
HK$3,584
+HK$205/mo
Deposit HK$570K · loan HK$697K · min. income ≈ HK$6,758/mo (50% DSR)
Upfront cash ≈ HK$570K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,537
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,632
−HK$96/mo
Today · 4.125%
HK$3,728
baseline
▲ 0.50% · 4.625%
HK$3,925
+HK$197/mo
Deposit HK$570K · loan HK$697K · min. income ≈ HK$7,456/mo (50% DSR)
Upfront cash ≈ HK$570K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,468
−HK$218/mo
▼ 0.25% · 3.875%
HK$3,576
−HK$110/mo
Today · 4.125%
HK$3,686
baseline
▲ 0.50% · 4.625%
HK$3,910
+HK$224/mo
Deposit HK$507K · loan HK$761K · min. income ≈ HK$7,372/mo (50% DSR)
Upfront cash ≈ HK$507K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,858
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,962
−HK$105/mo
Today · 4.125%
HK$4,067
baseline
▲ 0.50% · 4.625%
HK$4,281
+HK$214/mo
Deposit HK$507K · loan HK$761K · min. income ≈ HK$8,134/mo (50% DSR)
Upfront cash ≈ HK$507K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,757
−HK$236/mo
▼ 0.25% · 3.875%
HK$3,874
−HK$119/mo
Today · 4.125%
HK$3,993
baseline
▲ 0.50% · 4.625%
HK$4,236
+HK$243/mo
Deposit HK$444K · loan HK$824K · min. income ≈ HK$7,986/mo (50% DSR)
Upfront cash ≈ HK$444K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,180
−HK$226/mo
▼ 0.25% · 3.875%
HK$4,292
−HK$114/mo
Today · 4.125%
HK$4,406
baseline
▲ 0.50% · 4.625%
HK$4,638
+HK$232/mo
Deposit HK$444K · loan HK$824K · min. income ≈ HK$8,812/mo (50% DSR)
Upfront cash ≈ HK$444K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,046
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,172
−HK$128/mo
Today · 4.125%
HK$4,300
baseline
▲ 0.50% · 4.625%
HK$4,562
+HK$262/mo
Deposit HK$380K · loan HK$887K · min. income ≈ HK$8,600/mo (50% DSR)
Upfront cash ≈ HK$380K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,502
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,622
−HK$123/mo
Today · 4.125%
HK$4,745
baseline
▲ 0.50% · 4.625%
HK$4,995
+HK$250/mo
Deposit HK$380K · loan HK$887K · min. income ≈ HK$9,490/mo (50% DSR)
Upfront cash ≈ HK$380K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,335
−HK$272/mo
▼ 0.25% · 3.875%
HK$4,470
−HK$137/mo
Today · 4.125%
HK$4,607
baseline
▲ 0.50% · 4.625%
HK$4,888
+HK$281/mo
Deposit HK$317K · loan HK$951K · min. income ≈ HK$9,214/mo (50% DSR)
Upfront cash ≈ HK$317K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,823
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,952
−HK$132/mo
Today · 4.125%
HK$5,084
baseline
▲ 0.50% · 4.625%
HK$5,352
+HK$268/mo
Deposit HK$317K · loan HK$951K · min. income ≈ HK$10,168/mo (50% DSR)
Upfront cash ≈ HK$317K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,624
−HK$290/mo
▼ 0.25% · 3.875%
HK$4,768
−HK$146/mo
Today · 4.125%
HK$4,914
baseline
▲ 0.50% · 4.625%
HK$5,213
+HK$299/mo
Deposit HK$254K · loan HK$1.01M · min. income ≈ HK$9,828/mo (50% DSR)
Upfront cash ≈ HK$254K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,145
−HK$278/mo
▼ 0.25% · 3.875%
HK$5,283
−HK$140/mo
Today · 4.125%
HK$5,423
baseline
▲ 0.50% · 4.625%
HK$5,708
+HK$285/mo
Deposit HK$254K · loan HK$1.01M · min. income ≈ HK$10,846/mo (50% DSR)
Upfront cash ≈ HK$254K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,913
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,066
−HK$156/mo
Today · 4.125%
HK$5,222
baseline
▲ 0.50% · 4.625%
HK$5,539
+HK$317/mo
Deposit HK$190K · loan HK$1.08M · min. income ≈ HK$10,444/mo (50% DSR)
Upfront cash ≈ HK$190K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,466
−HK$296/mo
▼ 0.25% · 3.875%
HK$5,613
−HK$149/mo
Today · 4.125%
HK$5,762
baseline
▲ 0.50% · 4.625%
HK$6,065
+HK$303/mo
Deposit HK$190K · loan HK$1.08M · min. income ≈ HK$11,524/mo (50% DSR)
Upfront cash ≈ HK$190K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,203
−HK$326/mo
▼ 0.25% · 3.875%
HK$5,364
−HK$165/mo
Today · 4.125%
HK$5,529
baseline
▲ 0.50% · 4.625%
HK$5,865
+HK$336/mo
Deposit HK$127K · loan HK$1.14M · min. income ≈ HK$11,058/mo (50% DSR)
Upfront cash ≈ HK$127K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,788
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,943
−HK$157/mo
Today · 4.125%
HK$6,100
baseline
▲ 0.50% · 4.625%
HK$6,422
+HK$322/mo
Deposit HK$127K · loan HK$1.14M · min. income ≈ HK$12,200/mo (50% DSR)
Upfront cash ≈ HK$127K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).