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At today's rate and a 90% mortgage, the deposit on this unit is about HK$346K, with repayments around HK$15,086/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$346K · loan HK$3.11M · min. income ≈ HK$30,172/mo (50% DSR)
Upfront cash ≈ HK$346K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway To Kwa Wan Station Station.
Family-friendly — 64 schools within a 1 km walk.
Everyday convenience — 37 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 49 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- A
- Saleable Area
- 290 Saleable ft²
- Gross Area
- 392 ft²
- Efficiency
- 74%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 34
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-10-14 | HK$4.60M | +12.5% 3.3y · 4.0%/yr |
| 2017-06-26 | HK$4.09M | +57.3% 4.7y · 12.0%/yr |
| 2012-10-18 | HK$2.60M | +71.1% |
| 2010-02-25 | HK$1.52M | +10.9% |
| 2008-05-28 | HK$1.37M | +30.5% |
| 2008-03-25 | HK$1.05M | −12.5% |
| 1995-07-26 | HK$1.20M | — |