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At today's rate and a 90% mortgage, the deposit on this unit is about HK$273K, with repayments around HK$11,889/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$273K · loan HK$2.45M · min. income ≈ HK$23,778/mo (50% DSR)
Upfront cash ≈ HK$273K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway To Kwa Wan Station Station.
Family-friendly — 64 schools within a 1 km walk.
Everyday convenience — 38 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 49 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 13/F
- Flat
- B
- Saleable Area
- 219 Saleable ft²
- Gross Area
- 305 ft²
- Efficiency
- 72%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 34
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-10-03 | HK$2.50M | −18.8% 8.5y · −2.0%/yr |
| 2017-04-27 | HK$3.08M | +36.9% 3.7y · 10.0%/yr |
| 2013-08-13 | HK$2.25M | +63.0% |
| 2010-08-12 | HK$1.38M | +19.0% |
| 2010-05-06 | HK$1.16M | −6.5% |
| 1997-04-19 | HK$1.24M | +21.6% |
| 1996-11-23 | HK$1.02M | — |