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At today's rate and a 90% mortgage, the deposit on this unit is about HK$391K, with repayments around HK$17,070/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$391K · loan HK$3.52M · min. income ≈ HK$34,140/mo (50% DSR)
Upfront cash ≈ HK$391K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Whampoa Station Station.
Family-friendly — 43 schools within a 1 km walk.
Everyday convenience — 42 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 51 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 6/F
- Flat
- A
- Saleable Area
- 338 Saleable ft²
- Gross Area
- 560 ft²
- Efficiency
- 60%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 35
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-07-20 | HK$3.90M | −15.2% 9.5y |
| 2017-02-07 | HK$4.60M | +38.1% 3.8y · 10.0%/yr |
| 2013-04-30 | HK$3.33M | +116.2% |
| 2008-01-30 | HK$1.54M | +13.2% |
| 2007-07-11 | HK$1.36M | +13.3% |
| 2007-05-05 | HK$1.20M | −52.0% |
| 1997-06-26 | HK$2.50M | — |