▼ 0.50% · 3.625%
HK$4,642
−HK$292/mo
▼ 0.25% · 3.875%
HK$4,787
−HK$147/mo
Today · 4.125%
HK$4,934
baseline
▲ 0.50% · 4.625%
HK$5,234
+HK$300/mo
Deposit HK$1.02M · loan HK$1.02M · min. income ≈ HK$9,868/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,165
−HK$279/mo
▼ 0.25% · 3.875%
HK$5,303
−HK$141/mo
Today · 4.125%
HK$5,444
baseline
▲ 0.50% · 4.625%
HK$5,731
+HK$287/mo
Deposit HK$1.02M · loan HK$1.02M · min. income ≈ HK$10,888/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,107
−HK$320/mo
▼ 0.25% · 3.875%
HK$5,266
−HK$161/mo
Today · 4.125%
HK$5,427
baseline
▲ 0.50% · 4.625%
HK$5,757
+HK$330/mo
Deposit HK$916K · loan HK$1.12M · min. income ≈ HK$10,854/mo (50% DSR)
Upfront cash ≈ HK$916K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,681
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,833
−HK$155/mo
Today · 4.125%
HK$5,988
baseline
▲ 0.50% · 4.625%
HK$6,304
+HK$316/mo
Deposit HK$916K · loan HK$1.12M · min. income ≈ HK$11,976/mo (50% DSR)
Upfront cash ≈ HK$916K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,571
−HK$349/mo
▼ 0.25% · 3.875%
HK$5,744
−HK$176/mo
Today · 4.125%
HK$5,920
baseline
▲ 0.50% · 4.625%
HK$6,280
+HK$360/mo
Deposit HK$814K · loan HK$1.22M · min. income ≈ HK$11,840/mo (50% DSR)
Upfront cash ≈ HK$814K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,198
−HK$334/mo
▼ 0.25% · 3.875%
HK$6,364
−HK$168/mo
Today · 4.125%
HK$6,532
baseline
▲ 0.50% · 4.625%
HK$6,877
+HK$345/mo
Deposit HK$814K · loan HK$1.22M · min. income ≈ HK$13,064/mo (50% DSR)
Upfront cash ≈ HK$814K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,035
−HK$379/mo
▼ 0.25% · 3.875%
HK$6,223
−HK$191/mo
Today · 4.125%
HK$6,414
baseline
▲ 0.50% · 4.625%
HK$6,804
+HK$390/mo
Deposit HK$713K · loan HK$1.32M · min. income ≈ HK$12,828/mo (50% DSR)
Upfront cash ≈ HK$713K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,714
−HK$363/mo
▼ 0.25% · 3.875%
HK$6,894
−HK$183/mo
Today · 4.125%
HK$7,077
baseline
▲ 0.50% · 4.625%
HK$7,450
+HK$373/mo
Deposit HK$713K · loan HK$1.32M · min. income ≈ HK$14,154/mo (50% DSR)
Upfront cash ≈ HK$713K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,499
−HK$408/mo
▼ 0.25% · 3.875%
HK$6,702
−HK$205/mo
Today · 4.125%
HK$6,907
baseline
▲ 0.50% · 4.625%
HK$7,327
+HK$420/mo
Deposit HK$611K · loan HK$1.43M · min. income ≈ HK$13,814/mo (50% DSR)
Upfront cash ≈ HK$611K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,231
−HK$390/mo
▼ 0.25% · 3.875%
HK$7,424
−HK$197/mo
Today · 4.125%
HK$7,621
baseline
▲ 0.50% · 4.625%
HK$8,023
+HK$402/mo
Deposit HK$611K · loan HK$1.43M · min. income ≈ HK$15,242/mo (50% DSR)
Upfront cash ≈ HK$611K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,964
−HK$436/mo
▼ 0.25% · 3.875%
HK$7,180
−HK$220/mo
Today · 4.125%
HK$7,400
baseline
▲ 0.50% · 4.625%
HK$7,851
+HK$451/mo
Deposit HK$509K · loan HK$1.53M · min. income ≈ HK$14,800/mo (50% DSR)
Upfront cash ≈ HK$509K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,747
−HK$419/mo
▼ 0.25% · 3.875%
HK$7,955
−HK$211/mo
Today · 4.125%
HK$8,166
baseline
▲ 0.50% · 4.625%
HK$8,596
+HK$430/mo
Deposit HK$509K · loan HK$1.53M · min. income ≈ HK$16,332/mo (50% DSR)
Upfront cash ≈ HK$509K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,428
−HK$466/mo
▼ 0.25% · 3.875%
HK$7,659
−HK$235/mo
Today · 4.125%
HK$7,894
baseline
▲ 0.50% · 4.625%
HK$8,374
+HK$480/mo
Deposit HK$407K · loan HK$1.63M · min. income ≈ HK$15,788/mo (50% DSR)
Upfront cash ≈ HK$407K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,263
−HK$447/mo
▼ 0.25% · 3.875%
HK$8,485
−HK$225/mo
Today · 4.125%
HK$8,710
baseline
▲ 0.50% · 4.625%
HK$9,169
+HK$459/mo
Deposit HK$407K · loan HK$1.63M · min. income ≈ HK$17,420/mo (50% DSR)
Upfront cash ≈ HK$407K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,892
−HK$495/mo
▼ 0.25% · 3.875%
HK$8,138
−HK$249/mo
Today · 4.125%
HK$8,387
baseline
▲ 0.50% · 4.625%
HK$8,897
+HK$510/mo
Deposit HK$305K · loan HK$1.73M · min. income ≈ HK$16,774/mo (50% DSR)
Upfront cash ≈ HK$305K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,780
−HK$474/mo
▼ 0.25% · 3.875%
HK$9,015
−HK$239/mo
Today · 4.125%
HK$9,254
baseline
▲ 0.50% · 4.625%
HK$9,742
+HK$488/mo
Deposit HK$305K · loan HK$1.73M · min. income ≈ HK$18,508/mo (50% DSR)
Upfront cash ≈ HK$305K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,356
−HK$524/mo
▼ 0.25% · 3.875%
HK$8,616
−HK$264/mo
Today · 4.125%
HK$8,880
baseline
▲ 0.50% · 4.625%
HK$9,421
+HK$541/mo
Deposit HK$204K · loan HK$1.83M · min. income ≈ HK$17,760/mo (50% DSR)
Upfront cash ≈ HK$204K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,296
−HK$503/mo
▼ 0.25% · 3.875%
HK$9,546
−HK$253/mo
Today · 4.125%
HK$9,799
baseline
▲ 0.50% · 4.625%
HK$10,315
+HK$516/mo
Deposit HK$204K · loan HK$1.83M · min. income ≈ HK$19,598/mo (50% DSR)
Upfront cash ≈ HK$204K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).