Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$332K, with repayments around HK$14,502/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$332K · loan HK$2.99M · min. income ≈ HK$29,004/mo (50% DSR)
Upfront cash ≈ HK$333K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Sung Wong Toi Station Station.
Family-friendly — 71 schools within a 1 km walk.
Everyday convenience — 37 shopping and daily-needs spots nearby.
Healthcare close by — 13 hospitals/clinics within 1 km.
Green space & leisure — 60 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 11/F
- Flat
- NO. 97A (FLAT B3)
- Saleable Area
- 397 Saleable ft²
- Gross Area
- 550 ft²
- Efficiency
- 72%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 34
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-05-21 | HK$3.05M | −23.8% 1.9y · −12.0%/yr |
| 2024-07-02 | HK$4.00M | +288.3% 18.2y · 16.0%/yr |
| 2006-04-04 | HK$1.03M | +53.7% |
| 2003-11-24 | HK$670K | — |