Home Kowloon City District Lucky Building (House)

8/F L

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1/F A 350 ft² 1/F D 447 ft² 1/F G 447 ft² 1/F H 480 ft² 1/F J 366 ft² 1/F K 304 ft² 1/F L 268 ft² 2/F A 350 ft² 2/F B 280 ft² 2/F C 426 ft² 2/F E 490 ft² 2/F F 490 ft² 2/F G 447 ft² 2/F H 480 ft² 2/F L 3/F G 447 ft² 3/F H 332 ft² 3/F K 304 ft² 4/F A 350 ft² 4/F C 426 ft² 4/F E 490 ft² 4/F F 490 ft² 4/F K 304 ft² 4/F L 268 ft² 5/F B 280 ft² 5/F E 490 ft² 5/F F 490 ft² 5/F G 447 ft² 5/F H 480 ft² 5/F J 366 ft² 5/F K 304 ft² 6/F C 426 ft² 6/F F 6/F G 447 ft² 6/F H 332 ft² 6/F J 366 ft² 7/F C 426 ft² 7/F D 447 ft² 7/F E 490 ft² 7/F F 490 ft² 7/F H 332 ft² 8/F D 447 ft² 8/F F 490 ft² 8/F G 447 ft² 8/F H 332 ft² 8/F K 304 ft² 8/F L 268 ft² 9/F A 350 ft² 9/F B 280 ft² 9/F C 426 ft² 9/F F 490 ft² 9/F G 447 ft² 9/F H 332 ft² 9/F J 366 ft² 10/F D 447 ft² 10/F E 490 ft² 10/F G 447 ft² 10/F H 480 ft² 10/F J 366 ft² 10/F L 268 ft² 11/F A 350 ft² 11/F B 280 ft² 11/F D 447 ft² 11/F F 490 ft² 11/F H 480 ft² 11/F K 304 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$2.40M

≈ HK$8,957 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$240K, with repayments around HK$10,471/mo for the first 5 years.

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Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$9,853

−HK$618/mo

▼ 0.25% · 3.875%

HK$10,159

−HK$312/mo

Today · 4.125%

HK$10,471

baseline

▲ 0.50% · 4.625%

HK$11,108

+HK$637/mo

Deposit HK$240K · loan HK$2.16M · min. income ≈ HK$20,942/mo (50% DSR)

Upfront cash ≈ HK$240K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway To Kwa Wan Station

≈ 5 min walk · 393 m

Education

schools within 1 km (21 within 500 m)

Daily convenience

within 1 km (18 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to Mass Transit Railway To Kwa Wan Station Station.

Family-friendly — 63 schools within a 1 km walk.

Everyday convenience — 39 shopping and daily-needs spots nearby.

Healthcare close by — 11 hospitals/clinics within 1 km.

Green space & leisure — 53 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 8/F
Flat: L
Saleable Area: 268 Saleable ft²
Gross Area: 450 ft²
Efficiency: 60%
District: Kowloon City District · Kowloon
School net (POA): 34

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2018-11-01	HK$3.80M	+196.9% 8.5y · 23.0%/yr	HK$14,179	HK$8,444
2010-04-29	HK$1.28M	+7.6%	HK$4,776	HK$2,844
2009-06-30	HK$1.19M	+43.4%	HK$4,440	HK$2,644
2008-03-17	HK$830K	+23.9%	HK$3,097	HK$1,844
2006-03-28	HK$670K	+3.1%	HK$2,500	HK$1,489
2005-03-31	HK$650K	−44.4%	HK$2,425	HK$1,444
1997-04-28	HK$1.17M	+56.0%	HK$4,366	HK$2,600
1996-11-15	HK$750K	—	HK$2,798	HK$1,667

Other appraised units in this building

Data sourced from Renavon.com