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At today's rate and a 90% mortgage, the deposit on this unit is about HK$481K, with repayments around HK$20,992/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$481K · loan HK$4.33M · min. income ≈ HK$41,984/mo (50% DSR)
Upfront cash ≈ HK$580K (deposit + AVD stamp duty HK$98,757 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway To Kwa Wan Station Station.
Family-friendly — 73 schools within a 1 km walk.
Everyday convenience — 42 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 61 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 7/F
- Flat
- NO. 29
- Saleable Area
- 722 Saleable ft²
- District
- Kowloon City District · Kowloon
- School net (POA)
- 34
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-09-20 | HK$5.33M | +26.9% 5.0y · 5.0%/yr |
| 2017-10-13 | HK$4.20M | +123.4% 7.5y · 16.0%/yr |
| 2010-04-22 | HK$1.88M | +11.9% |
| 2010-01-15 | HK$1.68M | +5.0% |
| 2009-09-14 | HK$1.60M | +300.0% |
| 1998-09-11 | HK$400K | −60.0% |
| 1997-11-15 | HK$1.00M | — |