▼ 0.50% · 3.625%
HK$16,454
−HK$1,031/mo
▼ 0.25% · 3.875%
HK$16,965
−HK$520/mo
Today · 4.125%
HK$17,485
baseline
▲ 0.50% · 4.625%
HK$18,549
+HK$1,064/mo
Deposit HK$3.61M · loan HK$3.61M · min. income ≈ HK$34,970/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$216,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,304
−HK$989/mo
▼ 0.25% · 3.875%
HK$18,795
−HK$498/mo
Today · 4.125%
HK$19,293
baseline
▲ 0.50% · 4.625%
HK$20,310
+HK$1,017/mo
Deposit HK$3.61M · loan HK$3.61M · min. income ≈ HK$38,586/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$216,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,099
−HK$1,135/mo
▼ 0.25% · 3.875%
HK$18,662
−HK$572/mo
Today · 4.125%
HK$19,234
baseline
▲ 0.50% · 4.625%
HK$20,404
+HK$1,170/mo
Deposit HK$3.25M · loan HK$3.97M · min. income ≈ HK$38,468/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$216,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,135
−HK$1,088/mo
▼ 0.25% · 3.875%
HK$20,675
−HK$548/mo
Today · 4.125%
HK$21,223
baseline
▲ 0.50% · 4.625%
HK$22,341
+HK$1,118/mo
Deposit HK$3.25M · loan HK$3.97M · min. income ≈ HK$42,446/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$216,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,744
−HK$1,238/mo
▼ 0.25% · 3.875%
HK$20,359
−HK$623/mo
Today · 4.125%
HK$20,982
baseline
▲ 0.50% · 4.625%
HK$22,259
+HK$1,277/mo
Deposit HK$2.89M · loan HK$4.33M · min. income ≈ HK$41,964/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$216,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,965
−HK$1,187/mo
▼ 0.25% · 3.875%
HK$22,554
−HK$598/mo
Today · 4.125%
HK$23,152
baseline
▲ 0.50% · 4.625%
HK$24,372
+HK$1,220/mo
Deposit HK$2.89M · loan HK$4.33M · min. income ≈ HK$46,304/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$216,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,390
−HK$1,341/mo
▼ 0.25% · 3.875%
HK$22,055
−HK$676/mo
Today · 4.125%
HK$22,731
baseline
▲ 0.50% · 4.625%
HK$24,114
+HK$1,383/mo
Deposit HK$2.53M · loan HK$4.69M · min. income ≈ HK$45,462/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$216,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,796
−HK$1,285/mo
▼ 0.25% · 3.875%
HK$24,434
−HK$647/mo
Today · 4.125%
HK$25,081
baseline
▲ 0.50% · 4.625%
HK$26,404
+HK$1,323/mo
Deposit HK$2.53M · loan HK$4.69M · min. income ≈ HK$50,162/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$216,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,035
−HK$1,445/mo
▼ 0.25% · 3.875%
HK$23,752
−HK$728/mo
Today · 4.125%
HK$24,480
baseline
▲ 0.50% · 4.625%
HK$25,969
+HK$1,489/mo
Deposit HK$2.16M · loan HK$5.05M · min. income ≈ HK$48,960/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$216,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,626
−HK$1,385/mo
▼ 0.25% · 3.875%
HK$26,314
−HK$697/mo
Today · 4.125%
HK$27,011
baseline
▲ 0.50% · 4.625%
HK$28,435
+HK$1,424/mo
Deposit HK$2.16M · loan HK$5.05M · min. income ≈ HK$54,022/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$216,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,680
−HK$1,548/mo
▼ 0.25% · 3.875%
HK$25,448
−HK$780/mo
Today · 4.125%
HK$26,228
baseline
▲ 0.50% · 4.625%
HK$27,824
+HK$1,596/mo
Deposit HK$1.80M · loan HK$5.41M · min. income ≈ HK$52,456/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$216,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,457
−HK$1,483/mo
▼ 0.25% · 3.875%
HK$28,193
−HK$747/mo
Today · 4.125%
HK$28,940
baseline
▲ 0.50% · 4.625%
HK$30,466
+HK$1,526/mo
Deposit HK$1.80M · loan HK$5.41M · min. income ≈ HK$57,880/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$216,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,326
−HK$1,651/mo
▼ 0.25% · 3.875%
HK$27,145
−HK$832/mo
Today · 4.125%
HK$27,977
baseline
▲ 0.50% · 4.625%
HK$29,679
+HK$1,702/mo
Deposit HK$1.44M · loan HK$5.77M · min. income ≈ HK$55,954/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$216,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,287
−HK$1,582/mo
▼ 0.25% · 3.875%
HK$30,073
−HK$796/mo
Today · 4.125%
HK$30,869
baseline
▲ 0.50% · 4.625%
HK$32,497
+HK$1,628/mo
Deposit HK$1.44M · loan HK$5.77M · min. income ≈ HK$61,738/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$216,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,971
−HK$1,754/mo
▼ 0.25% · 3.875%
HK$28,841
−HK$884/mo
Today · 4.125%
HK$29,725
baseline
▲ 0.50% · 4.625%
HK$31,534
+HK$1,809/mo
Deposit HK$1.08M · loan HK$6.13M · min. income ≈ HK$59,450/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$216,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,118
−HK$1,681/mo
▼ 0.25% · 3.875%
HK$31,952
−HK$847/mo
Today · 4.125%
HK$32,799
baseline
▲ 0.50% · 4.625%
HK$34,528
+HK$1,729/mo
Deposit HK$1.08M · loan HK$6.13M · min. income ≈ HK$65,598/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$216,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,617
−HK$1,857/mo
▼ 0.25% · 3.875%
HK$30,538
−HK$936/mo
Today · 4.125%
HK$31,474
baseline
▲ 0.50% · 4.625%
HK$33,389
+HK$1,915/mo
Deposit HK$722K · loan HK$6.49M · min. income ≈ HK$62,948/mo (50% DSR)
Upfront cash ≈ HK$938K (deposit + AVD stamp duty HK$216,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,948
−HK$1,780/mo
▼ 0.25% · 3.875%
HK$33,832
−HK$896/mo
Today · 4.125%
HK$34,728
baseline
▲ 0.50% · 4.625%
HK$36,559
+HK$1,831/mo
Deposit HK$722K · loan HK$6.49M · min. income ≈ HK$69,456/mo (50% DSR)
Upfront cash ≈ HK$938K (deposit + AVD stamp duty HK$216,471 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).