▼ 0.50% · 3.625%
HK$2,793
−HK$175/mo
▼ 0.25% · 3.875%
HK$2,880
−HK$88/mo
Today · 4.125%
HK$2,968
baseline
▲ 0.50% · 4.625%
HK$3,149
+HK$181/mo
Deposit HK$612K · loan HK$612K · min. income ≈ HK$5,936/mo (50% DSR)
Upfront cash ≈ HK$613K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,107
−HK$168/mo
▼ 0.25% · 3.875%
HK$3,191
−HK$84/mo
Today · 4.125%
HK$3,275
baseline
▲ 0.50% · 4.625%
HK$3,448
+HK$173/mo
Deposit HK$612K · loan HK$612K · min. income ≈ HK$6,550/mo (50% DSR)
Upfront cash ≈ HK$613K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,072
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,168
−HK$97/mo
Today · 4.125%
HK$3,265
baseline
▲ 0.50% · 4.625%
HK$3,464
+HK$199/mo
Deposit HK$551K · loan HK$674K · min. income ≈ HK$6,530/mo (50% DSR)
Upfront cash ≈ HK$551K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,418
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,510
−HK$93/mo
Today · 4.125%
HK$3,603
baseline
▲ 0.50% · 4.625%
HK$3,793
+HK$190/mo
Deposit HK$551K · loan HK$674K · min. income ≈ HK$7,206/mo (50% DSR)
Upfront cash ≈ HK$551K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,352
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,456
−HK$106/mo
Today · 4.125%
HK$3,562
baseline
▲ 0.50% · 4.625%
HK$3,779
+HK$217/mo
Deposit HK$490K · loan HK$735K · min. income ≈ HK$7,124/mo (50% DSR)
Upfront cash ≈ HK$490K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,729
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,829
−HK$101/mo
Today · 4.125%
HK$3,930
baseline
▲ 0.50% · 4.625%
HK$4,137
+HK$207/mo
Deposit HK$490K · loan HK$735K · min. income ≈ HK$7,860/mo (50% DSR)
Upfront cash ≈ HK$490K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,631
−HK$228/mo
▼ 0.25% · 3.875%
HK$3,744
−HK$115/mo
Today · 4.125%
HK$3,859
baseline
▲ 0.50% · 4.625%
HK$4,094
+HK$235/mo
Deposit HK$429K · loan HK$796K · min. income ≈ HK$7,718/mo (50% DSR)
Upfront cash ≈ HK$429K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,040
−HK$218/mo
▼ 0.25% · 3.875%
HK$4,148
−HK$110/mo
Today · 4.125%
HK$4,258
baseline
▲ 0.50% · 4.625%
HK$4,482
+HK$224/mo
Deposit HK$429K · loan HK$796K · min. income ≈ HK$8,516/mo (50% DSR)
Upfront cash ≈ HK$429K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,910
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,032
−HK$124/mo
Today · 4.125%
HK$4,156
baseline
▲ 0.50% · 4.625%
HK$4,408
+HK$252/mo
Deposit HK$367K · loan HK$857K · min. income ≈ HK$8,312/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,350
−HK$235/mo
▼ 0.25% · 3.875%
HK$4,467
−HK$118/mo
Today · 4.125%
HK$4,585
baseline
▲ 0.50% · 4.625%
HK$4,827
+HK$242/mo
Deposit HK$367K · loan HK$857K · min. income ≈ HK$9,170/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,190
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,320
−HK$132/mo
Today · 4.125%
HK$4,452
baseline
▲ 0.50% · 4.625%
HK$4,723
+HK$271/mo
Deposit HK$306K · loan HK$919K · min. income ≈ HK$8,904/mo (50% DSR)
Upfront cash ≈ HK$306K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,661
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,786
−HK$127/mo
Today · 4.125%
HK$4,913
baseline
▲ 0.50% · 4.625%
HK$5,172
+HK$259/mo
Deposit HK$306K · loan HK$919K · min. income ≈ HK$9,826/mo (50% DSR)
Upfront cash ≈ HK$306K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,469
−HK$280/mo
▼ 0.25% · 3.875%
HK$4,608
−HK$141/mo
Today · 4.125%
HK$4,749
baseline
▲ 0.50% · 4.625%
HK$5,038
+HK$289/mo
Deposit HK$245K · loan HK$980K · min. income ≈ HK$9,498/mo (50% DSR)
Upfront cash ≈ HK$245K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,972
−HK$268/mo
▼ 0.25% · 3.875%
HK$5,105
−HK$135/mo
Today · 4.125%
HK$5,240
baseline
▲ 0.50% · 4.625%
HK$5,517
+HK$277/mo
Deposit HK$245K · loan HK$980K · min. income ≈ HK$10,480/mo (50% DSR)
Upfront cash ≈ HK$245K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,748
−HK$298/mo
▼ 0.25% · 3.875%
HK$4,896
−HK$150/mo
Today · 4.125%
HK$5,046
baseline
▲ 0.50% · 4.625%
HK$5,353
+HK$307/mo
Deposit HK$184K · loan HK$1.04M · min. income ≈ HK$10,092/mo (50% DSR)
Upfront cash ≈ HK$184K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,283
−HK$285/mo
▼ 0.25% · 3.875%
HK$5,424
−HK$144/mo
Today · 4.125%
HK$5,568
baseline
▲ 0.50% · 4.625%
HK$5,861
+HK$293/mo
Deposit HK$184K · loan HK$1.04M · min. income ≈ HK$11,136/mo (50% DSR)
Upfront cash ≈ HK$184K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,028
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,184
−HK$159/mo
Today · 4.125%
HK$5,343
baseline
▲ 0.50% · 4.625%
HK$5,668
+HK$325/mo
Deposit HK$122K · loan HK$1.10M · min. income ≈ HK$10,686/mo (50% DSR)
Upfront cash ≈ HK$123K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,593
−HK$302/mo
▼ 0.25% · 3.875%
HK$5,743
−HK$152/mo
Today · 4.125%
HK$5,895
baseline
▲ 0.50% · 4.625%
HK$6,206
+HK$311/mo
Deposit HK$122K · loan HK$1.10M · min. income ≈ HK$11,790/mo (50% DSR)
Upfront cash ≈ HK$123K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).