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At today's rate and a 90% mortgage, the deposit on this unit is about HK$227K, with repayments around HK$9,922/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$227K · loan HK$2.05M · min. income ≈ HK$19,844/mo (50% DSR)
Upfront cash ≈ HK$228K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Ho Man Tin Station.
Family-friendly — 56 schools within a 1 km walk.
Everyday convenience — 58 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 66 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- F
- Saleable Area
- 206 Saleable ft²
- Gross Area
- 269 ft²
- Efficiency
- 77%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 35
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-08-21 | HK$3.85M | +35.7% 3.0y · 12.0%/yr |
| 2016-08-10 | HK$2.84M | +27.3% 3.4y · 8.0%/yr |
| 2013-03-08 | HK$2.23M | +298.2% |
| 2007-01-13 | HK$560K | −45.6% |
| 1998-04-25 | HK$1.03M | −23.7% |
| 1997-08-20 | HK$1.35M | +5.5% |
| 1997-08-13 | HK$1.28M | — |