At today's rate and a 90% mortgage, the deposit on this unit is about HK$310K, with repayments around HK$13,534/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$310K · loan HK$2.79M · min. income ≈ HK$27,068/mo (50% DSR)
Upfront cash ≈ HK$310K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 39 schools within a 1 km walk.
Everyday convenience — 27 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 40 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 1/F
- Flat
- NO. 11
- Saleable Area
- 471 Saleable ft²
- District
- Kowloon City District · Kowloon
- School net (POA)
- 34
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-12-31 | HK$2.87M | −35.9% 6.1y · −6.0%/yr |
| 2019-11-11 | HK$4.48M | +49.3% 3.0y · 16.0%/yr |
| 2016-11-09 | HK$3.00M | +13.2% 4.4y · 3.0%/yr |
| 2012-06-12 | HK$2.65M | +32.5% |
| 2010-07-15 | HK$2.00M | +22.7% |
| 2009-06-01 | HK$1.63M | +63.0% |
| 2006-05-23 | HK$1.00M | +25.0% |
| 1996-09-04 | HK$800K | — |