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Crescira AVM · estimated value Medium confidence
HK$13.93M
≈ HK$13,220 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$4.18M, with repayments around HK$47,270/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$44,480
−HK$2,790/mo
▼ 0.25% · 3.875%
HK$45,864
−HK$1,406/mo
Today · 4.125%
HK$47,270
baseline
▲ 0.50% · 4.625%
HK$50,146
+HK$2,876/mo

Deposit HK$4.18M · loan HK$9.75M · min. income ≈ HK$94,540/mo (50% DSR)

Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$522,502 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
29/F
Flat
D
Saleable Area
1,054 ft²
Gross Area
1,315 ft²
Efficiency
80%
District
Kowloon City District · Kowloon
School net (POA)
35

Transaction History

Date Price Gain / loss
2020-11-26 HK$16.88M +20.6%
5.2y
2015-09-24 HK$14.00M +53.2%
2011-09-19 HK$9.14M +63.2%
2007-04-21 HK$5.60M +19.7%
2005-04-29 HK$4.68M +1.3%
2001-02-27 HK$4.62M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Ho Man Tin
≈ 6 min walk · 442 m
Education
58
schools within 1 km (13 within 500 m)
Daily convenience
53
within 1 km (25 within 500 m)
Health
7
hospitals/clinics within 1 km
Recreation
61
parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to Ho Man Tin Station (a rail station within an 8-min walk earns this label).

Family-friendly — 58 schools within a 1 km walk.

Everyday convenience — 53 shopping and daily-needs spots nearby.

Healthcare close by — 7 hospitals/clinics within 1 km.

Green space & leisure — 61 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com